2014 Toyota Camry Car Insurance Quotes
Think you have overpriced car insurance? Don’t feel bad because there are many drivers thinking the same thing. Online insurance companies like State Farm, Allstate, Geico and Progressive increase brand awareness with advertising and it is difficult to see past the geckos and flying pigs and take the time to shop coverage around.
You should take the time to quote other rates before your next renewal since insurance prices are constantly changing. If you had the best rates on Camry insurance a year ago you can probably find a better rate quote now. Don’t believe everything you read about car insurance on the internet, but by reading this article, you’re going to learn some excellent ideas to lower your car insurance rates.
The best way to compare car insurance rates is to realize almost all companies participate in a system to give rate comparisons. To start a quote, the only thing you need to do is provide details like if you went to college, driver details, if the car is leased, and if it has an anti-theft system. Your information is instantly provided to insurance carriers in your area and they provide comparison quotes very quickly.
To check 2014 Toyota Camry insurance prices now, click here then complete the form.
Do I just need basic coverages?
When it comes to choosing proper insurance coverage for your personal vehicles, there isn’t really a best way to insure your cars. Everyone’s needs are different so your insurance needs to address that. For example, these questions might point out if your situation could use an agent’s help.
- If my pet gets injured in an accident are they covered?
- Is a fancy paint job covered?
- How can I get high-risk coverage after a DUI?
- What is the difference between comprehensive and collision coverage?
- Can I get a multi-policy discount for packaging my home and auto coverage?
- If my 2014 Toyota Camry is totaled, can I afford another vehicle?
- What is the rate difference between pleasure use and commuting?
- Does coverage extend to a rental car in a foreign country?
- What happens if I owe more than my 2014 Toyota Camry is worth?
- Do I have coverage when pulling a U-Haul trailer?
If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with an insurance agent. If you want to speak to an agent in your area, simply complete this short form or go to this page to view a list of companies. It’s fast, doesn’t cost anything and can provide invaluable advice.
What insurance coverages do you need?
Understanding the coverages of a insurance policy helps when choosing which coverages you need at the best deductibles and correct limits. Insurance terms can be impossible to understand and coverage can change by endorsement. Shown next are typical coverage types found on the average insurance policy.
Medical expense insurance – Med pay and PIP coverage kick in for bills for things like EMT expenses, hospital visits and chiropractic care. They are often used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants as well as if you are hit as a while walking down the street. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage
Liability coverage – Liability insurance protects you from damage or injury you incur to other people or property that is your fault. This coverage protects you from legal claims by others. Liability doesn’t cover damage to your own property or vehicle.
Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You might see values of 50/100/50 which stand for $50,000 in coverage for each person’s injuries, a per accident bodily injury limit of $100,000, and property damage coverage for $50,000.
Liability can pay for claims like medical expenses, loss of income, medical services, bail bonds and emergency aid. The amount of liability coverage you purchase is a decision to put some thought into, but buy as high a limit as you can afford.
Comprehensive (Other than Collision) – Comprehensive insurance coverage covers damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.
Comprehensive can pay for things like falling objects, hail damage and hitting a deer. The maximum amount your insurance company will pay is the market value of your vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.
Collision coverage – This pays for damage to your Camry caused by collision with an object or car. A deductible applies then the remaining damage will be paid by your insurance company.
Collision insurance covers claims like sustaining damage from a pot hole, hitting a mailbox, damaging your car on a curb, colliding with a tree and colliding with another moving vehicle. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. It’s also possible to raise the deductible to bring the cost down.
Protection from uninsured/underinsured drivers – Your UM/UIM coverage provides protection when the “other guys” are uninsured or don’t have enough coverage. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.
Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.
Burl Woodward
Just my two cents. I live just to the west of Warwick, RI. Got quotes with 21st Century, Amica, and Farmers for my 2014 Toyota Camry and I think I saved about $40 each month. Left GEICO to switch.
Clarinda Knight
Does State Farm insure after a DUI?
Jackqueline Gaines
I live in a small town just outside of Rutland, Vermont. Got quotes with 21st Century, American Family, Esurance, and GMAC for my 2014 Toyota Camry and saved $180 a year.
Tarsha Day
I got quite a few price quotes for a 2014 Toyota Camry in Norman, Oklahoma. Ended up at roughly $440 every six months with AAA. Teenage drivers are expensive! I got prices on the web.
Antonietta Perkins
It’s all a rip off. Checking in from Springfield, MA. I compared lots of rates. Saved right around $70 a month. Progressive was the cheapest for me. I increased coverages a little too. Just go online and compare their rates.
Elia Bridges
I found affordable 2014 Toyota Camry insurance from 21st Century in Miami, FL.
Tatiana Maynard
Does 21st Century insure at replacement cost?
Jaquelyn Gillespie
Does North Carolina require liability coverage?
Carlee Ware
I’m in the north part of Hilo, HI. Can’t remember who all I quoted but I ended up saving about $30 each month. Are quotes cheaper online?
Everette Livingston
Mine is so expensive. I’m in the east part of Bridgeport, Connecticut. I quoted with Allstate, The General, and Eastwood for my 2014 Toyota Camry and saved about $360 a year. Not sure if rates are cheaper online or not.
Marcel Osborn
Found cheapest coverage with Allstate for my Toyota and am saving around $480 a year. Left Amica to switch.
Son Bonner
From northwest of Lewiston, ME. I got free quotes from Progressive, American Family, and Encompass for my Camry and I think I cut my rates about $30 each month. Left Mercury to switch. Good multi-policy discounts. Can still barely afford it.
Ngoc Munoz
I found cheap 2014 Toyota Camry insurance in Rochester, NY with GEICO.
Wilma Lane
Great info, thanks for posting. I’m from Rochester, NY. Can’t remember who all I quoted but I ended up saving about $30 each month. I’m a pretty good driver though. LOL
Spring Stanley
Thought I’d throw in my experience. Located in Idaho Falls, Idaho. Got quotes from Allstate, Auto-Owners, and Erie for my Camry and I’m now saving $28 a month.
Alayna Mcdonald
Cheap is relative. Went with The General for my Toyota and saved about $320 a year. Left Western Auto Insurance to switch. I recommend comparing lots of rates.
Burton Powers
Anyone buy from Auto-Owners? I’m in Seattle, WA.
Shayne Waters
Cheaper not always better. From Rochester, Minnesota. Went online for free insurance quotes for a 2014 Toyota Camry. Ended up at about $400 savings annually. Went with State Farm. Even increased my liability limits. It was easy to get rates.
Josue Holt
I’m in the east part of Springfield, MA. I quoted with Allstate, AIG Insurance, and some I forget for my Camry and saved just over $270 a year. Insured with MetLife before. Ask about discounts.
Valentin Bates
Cheap is relative. Quoted with 21st Century for my Camry and saved about $250 a year. Left Mercury to switch. I have a teen driver too.