2015 Audi RS 7 Insurance Cost

Looking for better insurance rates for your Audi RS 7? High-priced Audi RS 7 insurance can drain your savings account and put a big crunch on your finances. Getting a rate comparison can be a smart way to reduce premiums and put more money in your pocket.

You have multiple insurers to insure vehicles with, and even though it’s nice to have a selection, it can be more challenging to adequately compare rates.

Consumers should take time to take a look at other company’s rates occasionally because prices change regularly. Even if you got the best price for RS 7 coverage a couple years back you can probably find a better rate quote now. Forget all the misinformation about insurance because you’re about to find out the fastest and easiest way to save money, get proper deductibles and limits, all at the lowest rate.

Buy insurance coverage online

When shopping for cheaper insurance coverage quotes, there are a couple of ways of comparing price quotes from many different insurance companies. The recommended way to find competitive 2015 Audi RS 7 insurance rates is to perform an online rate comparison. This can be done in just a few minutes using one of these methods.

  1. Probably the best way consumers can analyze rates would be an industry-wide quote request form click to view form in new window. This easy form eliminates the need for separate quote forms for each price estimate. One form gets you price quotes instantly.
  2. A different way to analyze rates is to manually visit each company website and request a quote. For instance, we’ll assume you want comparison quotes from State Farm, Progressive and Allstate. In order to compare rates, you need to visit each site and enter your policy data, which can take a lot of time.

    To view a list of companies in your area, click here.

  3. The last way to find cheaper rates is to spend time driving to insurance agents’ offices. The fact that you can get quotes online has made agencies unnecessary unless you’re the type of person who wants the extra assistance that only an agent can give. It is possible to price shop your coverage online but still have the advice of a local agent.

You can choose any of those ways to find more affodable coverage, but be sure you’re using apples-to-apples quote data with each company. If you have different deductibles you will not be able to determine which company has the best rates. Slightly different insurance coverages could skew the results. And when comparison shopping, comparing all the rates in your area increases your odds of finding a lower rate than you’re paying now.

Do drivers who switch really save $416 a year?

Respected companies like GEICO, State Farm and Progressive endlessly run ads on TV and radio. They all have a common claim that drivers can save some big amount just by switching your policy. How does each company lower your premium rates? It’s all in the words they use.

Most companies have an ideal profile for the type of driver they prefer to insure. For instance, this type of insured might have to be between the ages of 40 and 55, carries high limits, and insures a new vehicle. A propective insured that hits that “sweet spot” will probably get the lowest rates and have a good chance to save money with a new company.

Consumers who don’t measure up to the ideal profile will have to pay a higher premium and ends up with the customer buying from someone else. The ads state “people that switch” not “all people who quote” will save that much if they switch. That’s why insurance companies can confidently make those claims. That is why you should get insurance coverage quotes as often as possible. It’s not possible to predict which insurance companies will have the lowest premium rates for your situation.

Drivers save money with with these discounts

Companies that sell car insurance don’t list all available discounts in a way that’s easy to find, so the next list breaks down both the well known as well as the least known car insurance savings.

  • Club Memberships – Joining a civic or occupational organization is a good way to get lower rates on car insurance.
  • Anti-lock Brake System – Cars, trucks, and SUVs equipped with ABS or steering control are safer to drive and therefore earn up to a 10% discount.
  • Multi-line Discount – Select insurance carriers reward you with better car insurancerates if you take out some life insurance in addition to your auto policy.
  • Bundle and Save – If you can bundle your auto and homeowners insurance with one insurance company they may give you a discount of over 10 percent off each policy depending on the company.
  • Passenger Safety Discount – Factory options such as air bags and/or automatic seat belt systems could see savings of 20% or more.
  • Good Student Discount – This discount may save as much as 25% on a insurance coverage quote. The discount lasts up until you turn 25.
  • Save with a New Car – Adding a new car to your policy can get you a discount due to better safety requirements for newer vehicles.

We need to note that most of the big mark downs will not be given to your bottom line cost. Most cut the cost of specific coverages such as liability and collision coverage. If you do the math and it seems like you would end up receiving a 100% discount, it just doesn’t work that way. But any discount will bring down your policy premium.

Car insurance companies that may have these benefits include:

When getting a coverage quote, ask every insurance company which discounts you may be entitled to. Discounts might not apply in your area.

Your situation helps dictate your coverage

When it comes to choosing proper insurance coverage, there isn’t really a cookie cutter policy. Your needs are not the same as everyone else’s and a cookie cutter policy won’t apply. Here are some questions about coverages that could help you determine whether your personal situation might need professional guidance.

  • Is a blown tire covered by insurance?
  • Am I covered if I crash into my own garage door?
  • Am I covered if my car is in a flood?
  • Should I put collision coverage on all my vehicles?
  • Do I have coverage for damage caused while driving under the influence?
  • Is my teen driver covered when they drive my company car?

If it’s difficult to answer those questions, you might consider talking to a licensed agent. If you don’t have a local agent, fill out this quick form or you can also visit this page to select a carrier

Car insurance coverage information

Knowing the specifics of your policy can be of help when determining the best coverages and the correct deductibles and limits. The terms used in a policy can be confusing and even agents have difficulty translating policy wording. Listed below are the usual coverages found on most auto insurance policies.

Comprehensive insurance

This pays for damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive insurance covers claims like damage from a tornado or hurricane, damage from getting keyed, hitting a bird, a tree branch falling on your vehicle and falling objects. The maximum payout your auto insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Collision coverage

This pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in.

Collision can pay for things like rolling your car, damaging your car on a curb, scraping a guard rail and sideswiping another vehicle. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Another option is to bump up the deductible to bring the cost down.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses for EMT expenses, pain medications, surgery, hospital visits and dental work. They are often used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover not only the driver but also the vehicle occupants as well as being hit by a car walking across the street. PIP coverage is not universally available but can be used in place of medical payments coverage

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection from other drivers when they are uninsured or don’t have enough coverage. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers have only the minimum liability required by law, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Liability car insurance

This can cover injuries or damage you cause to other’s property or people by causing an accident. This insurance protects YOU from legal claims by others. Liability doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. You might see policy limits of 50/100/50 that translate to $50,000 bodily injury coverage, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged propery.

Liability coverage protects against things like pain and suffering, repair costs for stationary objects and loss of income. How much liability coverage do you need? That is a decision to put some thought into, but you should buy higher limits if possible.

Power to the consumer

We just presented a lot of information how to save on 2015 Audi RS 7 insurance. The most important thing to understand is the more you quote insurance coverage, the better your chances of lowering your rates. You may even discover the best price on auto insurance is with a company that doesn’t do a lot of advertising. Regional companies can often insure niche markets at a lower cost compared to the large companies like State Farm, GEICO and Nationwide.

Low-cost 2015 Audi RS 7 insurance is available online and from local agencies, so you need to shop insurance coverage with both so you have a total pricing picture. There are still a few companies who do not offer rates over the internet and many times these small, regional companies sell through independent agents.

Additional information

Comments About 2015 Audi RS 7 Insurance

  1. Betsey Odom

    I live on the east side of Lexington, Kentucky. Received prices from GEICO, Amica, and some I forget for my 2015 Audi RS 7 and saved around $200 a year. Not sure about claim service.

  2. Maryjane Nichols

    IT’S ALL TOO EXPENSIVE! From a town just southwest of Jersey City, New Jersey. Got car insurance quotes from AAA, Encompass, and Safeco for my RS 7 and saved just over $300 a year. Not sure if rates are cheaper online or through an agent.

  3. Marquerite Weaver

    What are minimum liability limits required in Kentucky?

  4. Ivelisse Cortez

    Too expensive. I ride a bike.

  5. Nikole Noel

    I live in Miami, FL. Quoted rates from Hartford, American Family, Safeco, and a couple others for my RS 7 and saved $148 a year.

  6. Roxie Flynn

    Great site. Proud to be from Jackson, MS. Got car insurance prices from Progressive, AAA, and Esurance for my RS 7 and saved $199 a year. Left Western Auto Insurance to switch.

  7. Waldo Spence

    Progressive is pretty cheap in Arizona! :)

  8. Erick Frye

    Just my two cents. I’m in the suburbs of Detroit, MI. Went online for free insurance quotes for a 2015 Audi RS 7. Ended up at about $530 savings annually. Went with State Farm. Got better coverage too. God forbid I actually have a claim.

  9. Malorie Mcdaniel

    Thanks for putting this site together. I live in a small town just outside of Cranston, Rhode Island. Received prices from American Family, Mercury, and a few others for my RS 7 and I think I cut my rates about $70 each month. I have kids on my policy, too.

  10. Sau Bird

    Does GEICO have good claim service?

  11. Gilda Thornton

    Great info, thanks for posting. I live just to the east of South Burlington, VT. Received quotes from AAA, Encompass, and Sentry for my Audi and I think I saved about $40 each month. They have free quotes online.

  12. Jung Chen

    Enjoyed the article. I live on the west side of Pittsburgh, PA. Got prices from AIG Insurance, Mercury, and Travelers for my RS 7 and I think I cut my rates about $30 each month. Moved home policy as well. Still almost need a second mortgage.