Cheaper 2015 Mercedes-Benz B-Class Electric Drive Car Insurance Rates

Consumers have options when looking for the best price on Mercedes-Benz B-Class Electric Drive insurance. You can either spend your time driving around getting price quotes or leverage the internet to compare rates.

There is a right way and a wrong way to buy car insurance so you’re going to learn the absolute fastest way to get price quotes on a Mercedes-Benz and get the lowest possible price.

This article will help you learn how car insurance quotes work and some tricks to saving. If you currently have car insurance, you will be able to lower your premiums substantially using these methods. Drivers just need to learn the most effective way to get comparison quotes online.

Shop insurance online

There are several ways to shop for insurance, but one way is less labor-intensive and much quicker. You could waste a few hours talking about coverages with local insurance agents in your area, or you could use online quoting to accomplish the same thing much quicker.

Many companies are enrolled in a marketplace that allows shoppers to send in one quote, and at least one company can give them a price based on that information. This saves time by eliminating form submissions for every insurance company.

To participate in this free quote system, click to open in new window.

The only downside to using this type of form is that you can’t choose which companies to get quotes from. So if you want to select specific insurance companies for rate comparison, we have a page of the cheapest insurance companies in your area. Click to view list.

It’s up to you how you get prices quotes, just be sure to compare identical quote data for every company. If you use different limits and deductibles on each one you will not be able to determine which company has the best rates.

Cheap car insurance rates with discounts

Properly insuring your vehicles can get expensive, but you may be missing some discounts to reduce the price significantly. Certain reductions will be credited when you purchase, but some must be inquired about before being credited.

  • Good Students Pay Less – Getting good grades could provide a savings of up to 20% or more. The good student discount can last until age 25.
  • Driver’s Education for Students – Cut your cost by having your teen driver successfully complete driver’s ed class in school or through a local driver safety program.
  • Air Bag Discount – Options like air bags or automatic seat belts may qualify for discounts of 20% or more.
  • Discount for Home Ownership – Simply owning a home may earn you a small savings because of the fact that having a home means you have a higher level of financial diligence.
  • Professional Organizations – Belonging to certain professional organizations can get you a small discount on your next car insurance statement.
  • Pay Upfront and Save – If you pay your entire premium ahead of time instead of monthly or quarterly installments you may reduce your total bill.

Remember that most discount credits are not given to the overall cost of the policy. Most only cut the price of certain insurance coverages like medical payments or collision. Even though the math looks like having all the discounts means you get insurance for free, company stockholders wouldn’t be very happy. But any discount should definitely cut your policy premiums.

Some companies that may offer most of the discounts above may include but are not limited to:

If you need cheaper car insurance quotes, ask each company what discounts are available to you. Some discounts may not apply to policyholders in your area. To view companies who offer online car insurance quotes, click here to view.

Tailor your car insurance coverage to you

When it comes to buying the right insurance coverage, there really is not a perfect coverage plan. Everyone’s situation is unique.

Here are some questions about coverages that may help you determine whether or not you could use an agent’s help.

  • Why does it cost so much to insure a teen driver?
  • Is my 2015 Mercedes-Benz B-Class Electric Drive covered for flood damage?
  • Am I covered if I wreck a rental car?
  • Does liability extend to a camper or trailer?
  • Can I make deliveries for my home business?
  • What should my uninsured motorist coverage limits be in my state?
  • How do I insure my teen driver?

If you’re not sure about those questions, you may need to chat with an insurance agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and can provide invaluable advice.

Auto insurance coverage information

Knowing the specifics of your policy can help you determine appropriate coverage at the best deductibles and correct limits. Car insurance terms can be ambiguous and reading a policy is terribly boring.

Liability coverage – Liability insurance will cover injuries or damage you cause to a person or their property by causing an accident. This coverage protects you against claims from other people, and doesn’t cover your own vehicle damage or injuries.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. As an example, you may have values of 50/100/50 which stand for a limit of $50,000 per injured person, $100,000 for the entire accident, and property damage coverage for $50,000. Occasionally you may see a combined limit which combines the three limits into one amount without having the split limit caps.

Liability insurance covers claims like legal defense fees, pain and suffering and repair costs for stationary objects. The amount of liability coverage you purchase is a decision to put some thought into, but consider buying higher limits if possible.

Medical payments coverage and PIP – Coverage for medical payments and/or PIP kick in for immediate expenses for pain medications, nursing services, chiropractic care and surgery. They are utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover you and your occupants and also covers if you are hit as a while walking down the street. PIP coverage is only offered in select states but can be used in place of medical payments coverage

Collision – Collision coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder.

Collision coverage pays for claims such as colliding with another moving vehicle, crashing into a building and scraping a guard rail. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to bring the cost down.

Uninsured/Underinsured Motorist coverage – Your UM/UIM coverage gives you protection from other drivers when they do not carry enough liability coverage. This coverage pays for hospital bills for your injuries and also any damage incurred to your Mercedes-Benz B-Class Electric Drive.

Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family. Usually these coverages are set the same as your liablity limits.

Comprehensive coverage – This pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage pays for things such as a tree branch falling on your vehicle, hitting a bird, fire damage and hitting a deer. The most your car insurance company will pay is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Comments About 2015 Mercedes-Benz B-Class Electric Drive Insurance

  1. Ngan Benjamin

    I live in Tulsa, OK. Received quotes with AIG Insurance, Sentry, and some smaller one I can’t remember the name of for my Mercedes-Benz and cut my rates about $210 a year. A clean driving record helps. Online quotes are the way to go.

  2. Brent Henderson

    Located in Gaithersburg, MD. Quoted with GEICO, AIG Insurance, Farmers, and The General for my B-Class Electric Drive and saved just over $520 a year.

  3. Shela Larsen

    Is a custom audio system covered by insurance?

  4. Aron Dorsey

    Cheaper not always better. I’m in the west part of Lewiston, ME. I quoted with Western Auto Insurance, AIG Insurance, Hanover, and Sentry for my 2015 Mercedes-Benz B-Class Electric Drive and saved about $90 a year. Was with Hanover. Have a couple speeding tickets too.

  5. Franchesca Foley

    What is Underinsured Motorist coverage?

  6. Hassie Petty

    Will State Farm be cheaper if I raise deductibles?

  7. Shawnda Dominguez

    Cheaper car insurance is a myth. Live in Jackson, MS. Don’t remember every company but I ended up saving about $30 each month. Left State Farm to switch. Even increased coverage a bit. God forbid I actually have a claim.

  8. Joyce Schultz

    Will 21st Century cancel my policy for a liability claim?

  9. Angelita Dillon

    Cheap is not always the best policy. From a town just southwest of Indianapolis, IN. Quoted quotes with Allstate, Liberty Mutual, and Encompass for my B-Class Electric Drive and saved about $270 a year. Was with MetLife. Ask about discounts. Are quotes cheaper online?

  10. Janel Torres

    Will Progressive be cheaper if I raise deductibles?

  11. Kellye Santiago

    Cheaper car insurance is a myth. I’m from Aurora, CO. Quoted prices online for a 2015 Mercedes-Benz B-Class Electric Drive. Ended up at about $190 savings annually. Went with Allstate. I even had a DUI years ago. It’s easy to compare rates online now.

  12. Karyl Sanford

    I found cheap 2015 Mercedes-Benz B-Class Electric Drive insurance in Tacoma, Washington with 21st Century.