View 2017 Acura RLX Insurance Quotes

Pretty sure you bought overpriced insurance coverage? You’re preaching to the choir because you’re not the only one.

Companies like State Farm, Farmers Insurance, Geico and Allstate increase brand awareness with catchy ads and consumers find it hard to see past the corporate glitz and effectively compare rates to find the best deal.

Ways to get insurance quotes

There are several ways to shop for insurance, but one way is less time-consuming than others. You can spend your afternoon driving to agents in your area, or you can stay home and use online quoting for quick rates.

Many companies take part in a program where prospective buyers enter their policy data once, and each participating company then gives them pricing determined by their information. This saves time by eliminating repetitive form submissions for each company you want a rate for.

To access this free quoting program, click here (opens in new window).

The only drawback to getting quotes like this is you don’t know exactly which carriers you will receive quotes from. So if you want to choose specific insurance companies to request quotes from, we put together a list of companies who write insurance in your area. Click to view list.

It’s up to you which method you use, but ensure you are comparing apples-to-apples coverage limits and deductibles for each price quote. If you are comparing higher or lower deductibles you will not be able to determine the lowest rate for your Acura RLX. Quoting even small variations in coverage limits can mean a large discrepancy in price. It’s important to know that comparing all the rates in your area gives you a better chance of getting a lower rate than you’re paying now.

Take policy discounts and save

Companies that sell car insurance don’t always publicize all available discounts in an easy-to-find place, so the next list breaks down some of the best known and the harder-to-find ways to save on insurance.

  • Bundle and Save – If you insure your home and vehicles and insure them both with the same insurance company you may earn at least 10% off all policies.
  • New Vehicle Savings – Insuring a new car is cheaper compared to insuring an older model.
  • Low Mileage Discounts – Driving less could qualify for slightly better insurancerates than normal.
  • More Vehicles More Savings – Buying coverage for several vehicles on one policy qualifies for this discount.
  • Defensive Driver – Completing a driver safety class could save 5% or more and make you a better driver.
  • Discount for Passive Restraints – Options like air bags or motorized seat belts can qualify for discounts of up to 25% or more.

A little note about advertised discounts, most of the big mark downs will not be given to all coverage premiums. Most cut the price of certain insurance coverages like physical damage coverage or medical payments. Even though it appears you would end up receiving a 100% discount, you’re out of luck.

Some of the insurance companies that may offer policyholders these money-saving discounts are:

When comparing rates, check with every prospective company which discounts you qualify for. A few discounts might not be offered in your area. To view providers with significant discounts, click this link.

Which policy gives me the best coverage?

When it comes to buying coverage, there really is not a cookie cutter policy. Everyone’s needs are different so your insurance should reflect that Here are some questions about coverages that may help you determine whether your personal situation might need an agent’s assistance.

  • Can I make deliveries for my home business?
  • How do I insure my teen driver?
  • How much liability do I need to cover my assets?
  • Is extra glass coverage worth it?
  • Is upholstery damage covered by car insurance?
  • Will I be non-renewed for getting a DUI or other conviction?
  • Am I covered if hit by an uninsured driver?
  • Is a blown tire covered by insurance?
  • How high should my uninsured/underinsured coverage be in my state?
  • Do I need more liability coverage?

If you can’t answer these questions but you know they apply to you, you may need to chat with an agent. To find an agent in your area, take a second and complete this form or click here for a list of auto insurance companies in your area.

Insurance coverage specifics

Learning about specific coverages of your policy helps when choosing appropriate coverage for your vehicles. The terms used in a policy can be confusing and reading a policy is terribly boring. These are typical coverages found on most insurance policies.

Collision – Collision insurance pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against things such as hitting a parking meter, driving through your garage door, scraping a guard rail and colliding with another moving vehicle. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Medical payments and PIP coverage – Med pay and PIP coverage pay for bills for nursing services, pain medications, prosthetic devices and doctor visits. They can be utilized in addition to your health insurance program or if you are not covered by health insurance. It covers both the driver and occupants as well as being hit by a car walking across the street. PIP coverage is not an option in every state and gives slightly broader coverage than med pay

Comprehensive auto coverage – Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims such as hitting a bird, rock chips in glass, falling objects, damage from a tornado or hurricane and damage from getting keyed. The maximum payout you’ll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Liability insurance – This coverage provides protection from injuries or damage you cause to a person or their property that is your fault. This coverage protects you against other people’s claims. Liability doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see limits of 25/50/25 which means a $25,000 limit per person for injuries, a limit of $50,000 in injury protection per accident, and property damage coverage for $25,000. Another option is a combined limit which provides one coverage limit with no separate limits for injury or property damage.

Liability coverage pays for things like medical services, attorney fees and pain and suffering. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

UM/UIM (Uninsured/Underinsured Motorist) coverage – Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists are uninsured or don’t have enough coverage. Covered claims include injuries to you and your family as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked. Normally these limits are identical to your policy’s liability coverage.

Comments About 2017 Acura RLX Insurance

  1. Charlie Reeves

    From northwest of Warwick, RI. Don’t remember every company but I ended up saving about $50 each month. Left The General to switch. Might find lower rates online.

  2. Delcie Olsen

    Liked the article. From Great Falls, Montana. Got free quotes online for a 2017 Acura RLX. Ended up at about $100 savings annually. Went with State Farm. Moved home policy as well.

  3. Ronald Sandoval

    Anyone know of any company in Tampa, Florida that will insure high risk drivers?

  4. Jaqueline Ray

    Does GEICO insure teenage drivers?

  5. Anastasia Flynn

    I live on the east side of Evansville, IN. Received quotes with State Farm, The General, and Farmers for my 2017 Acura RLX and I’m now saving $24 a month. I have several vehicles insured with them.

  6. Fabiola Bright

    Live in the eastern part of Concord, New Hampshire. Quoted with Amica, Mercury, and Western Auto Insurance for my Acura and I’m now saving $19 a month. Insured with AAA before. I have a couple other vehicles on the policy.

  7. Chanell Miranda

    Cheapest quote for my 2017 Acura RLX was with Farmers. I have kids on my policy, too.

  8. Daniella Patel

    I got a good deal I think. I live in a small town just outside of Wilmington, DE. Received prices from Travelers, American Family, Liberty Mutual, and Nationwide for my Acura and saved just over $430 a year. Insured with American Family before. Are quotes cheaper online?

  9. Joe Conner

    From a town just southwest of Tucson, AZ. I compared lots of rates. Saved right around $60 a month. Allstate was the most affordable for me. Even increased my liability limits.

  10. Leigha Duncan

    Lifelong resident of Honolulu, HI. Got car insurance rates from Progressive, Encompass, and Liberty Mutual for my RLX and saved just over $200 a year. Have a couple speeding tickets too. They have free quotes online.

  11. Concetta Watts

    If you have a good history and live around Paterson, NJ, check out GEICO. They seem to be cheaper. Was with Allstate.

  12. Byron Rosales

    IMHO Houston, Texas seems to have good rates from Allstate.

  13. Henrietta Figueroa

    Any 21st Century or Encompass customers near Saint Paul, MN?

  14. Ciera Langley

    Thanks for putting this site together. I’m in the north part of Milwaukee, WI. Not sure of all the companies but I ended up saving about $50 each month. Bought it from an online quote.

  15. Lissa Barlow

    Will GEICO give discounts for good grades?

  16. Gus Logan

    Not sure if this is cheap. From a town just southwest of Mobile, Alabama. Quoted quotes with 21st Century, AIG Insurance, Erie, and The General for my RLX and I’m now saving $47 a month.

  17. Sherron Horton

    Mine is so expensive. From a town just southwest of Seattle, WA. I got free quotes with Allstate, Hanover, and Encompass for my 2017 Acura RLX and saved just over $460 a year.