2017 Infiniti QX50 Insurance Quotes

Want lower auto insurance rates for your Infiniti QX50? Feeling guilty for buying an underperforming, overpriced auto insurance policy? Trust us, many drivers feel the same as you. Many car insurance companies compete for your hard-earned dollar, and it can be difficult to compare rates to get the lowest price

If you have a current insurance policy or are shopping for new coverage, you can follow these tips to get lower rates while maximizing coverage. Choosing the best insurance company for you is quite easy. Consumers only need an understanding of the tricks to get comparison quotes on the web.

Quote insurance online

Shopping for lower insurance rates can be a lot of work if you don’t understand the most efficient way to do it. You could spend your day talking about coverages with agents in your area, or you could save time and use the internet to get rates in a matter of minutes.

Many insurance companies take part in a program where insurance shoppers submit one quote, and each company returns a competitive quote based on that information. This eliminates the need for quote requests for each company.

To enter your information into the quoting system, click here to start a free quote.

The single downside to pricing coverage this way is buyers cannot specifically choose which providers you want pricing from. If you wish to select from a list of companies to compare rates, we put together a list of companies who write insurance in your area. View list of insurance companies.

Take whichever approach you prefer, but make sure you are using exactly the same coverage information for every company. If you enter different limits and deductibles on each one you will not be able to make a fair comparison for your Infiniti QX50.

Learn how to lower your insurance costs

Smart consumers have a good feel for the different types of things that help determine the rates you pay for auto insurance. When you understand what determines base rates, this allows you to make good choices that can help you get lower auto insurance prices.

• Qualify for multi-policy discounts – Most insurance companies provide discounts to insureds who have multiple policies with them in the form of a multi-policy discount. Discounts can amount to 10 percent or more. Even if you already get this discount, it’s always a smart idea to compare other insurance prices to make sure you are getting the best deal. You may still be able to save more without the discount by buying auto insurance from a different company.
• Accidents hurt – Good drivers have lower premiums as compared to those with violations. Just one ticket can boost insurance rates forty percent or more. Drivers who get multiple tickets like hit and run, DWI or reckless driving convictions might be required by their state to submit a SR-22 form with their state motor vehicle department in order to prevent a license revocation.
• Only buy coverage you need – There are a lot of additional coverages that you can get tricked into buying on your 2017 QX50 policy. Add-on coverages like rental car coverage, accident forgiveness, and membership fees are probably not needed. The coverages may be enticing initially, but if you’ve never needed them in the past remove them and pocket the money.
• Proper usage rating affects premiums – The more miles you rack up on your Infiniti each year the higher your rates will be. Most insurance companies rate vehicles partially by how you use the vehicle. Autos left parked in the garage can get a lower rate compared to those used for work or business. It’s a good idea to make sure your policy is showing the proper vehicle usage. A policy that improperly rates your QX50 is just wasting money.
• Your job can affect premiums – Jobs such as doctors, business owners and dentists generally pay higher premium rates because of stressful work requirements and lengthy work days. On the other hand, careers such as professors, students and homemakers generally pay rates lower than average for QX50 coverage.
• Avoid auto insurance lapses – Having an insurance coverage lapse is a quick way to increase your rates. Not only will rates go up, getting caught without coverage will get you a license revocation or jail time. Then you may be required to file a SR-22 with your state motor vehicle department.
• More people means more accidents – Having an address in a small town can save you money if you are looking for the lowest rates. Fewer drivers means fewer accidents and a lower car theft rate. Drivers who live in large cities regularly have more aggressive driving styles and a longer drive to work. More time on the road means more chance of being in an accident.

Drivers can save with these rate-reducing discounts

The cost of insuring your cars can be expensive, but you may qualify for discounts that many consumers don’t even know exist. A few discounts will be applied when you quote, but occassionally some discounts must be manually applied before you get the savings.

• 55 and Retired – Older drivers may qualify for a small decrease in premiums for QX50 coverage.
• Drivers Education – Make teen driver coverage more affordable by requiring them to complete a driver education course in high school.
• Use Seat Belts – Drivers who always wear seat belts and also require passengers to buckle their seat belts can save up to 15% off the personal injury premium cost.
• Multi-policy Discount – If you can combine your homeowners and auto policy and insure them both with the same insurance company you may earn nearly 15% which can help you find inexpensive insurance.
• ABS Braking Discount – Cars with ABS braking systems or traction control have fewer accidents so you can save 10 percent or more.
• Discounts for Federal Employees – Federal government employees could cut as much as 10% off for QX50 coverage depending on your company.
• Drive Safe and Save – Drivers without accidents could pay up to 40% less for QX50 coverage as compared to drivers with claims.
• Early Renewal Discounts – Some larger companies give discounts for switching to them before your current policy expires. It could save around 10% when you buy insurance online.
• Accident Waiver – This isn’t a discount exactly, but some insurance companies may permit one accident without raising rates as long as you don’t have any claims prior to the accident.

Discounts lower rates, but most credits do not apply to the entire policy premium. Some only apply to the price of certain insurance coverages like medical payments or collision. Even though it appears you could get a free insurance coverage policy, it just doesn’t work that way. But any discount should help reduce the amount you have to pay.

To find insurance companies who offer discounts, click here to view.

Do I need special coverages?

When it comes to buying proper insurance coverage, there isn’t really a cookie cutter policy. Everyone’s situation is a little different so your insurance needs to address that. For instance, these questions can help discover whether you would benefit from professional advice.

• What are the best liability limits?
• Is my teen driver covered when they drive my company car?
• Am I covered when driving in Canada or Mexico?
• Does my liability insurance cover pulling a trailer or camper?
• What are the financial responsibility laws in my state?
• Does my 2017 Infiniti QX50 qualify for pleasure use?
• I have a DUI can I still get coverage?

If it’s difficult to answer those questions but one or more may apply to you then you might want to talk to an insurance agent. If you don’t have a local agent, simply complete this short form or go to this page to view a list of companies. It only takes a few minutes and you can get the answers you need.

Auto insurance coverage options for an Infiniti QX50

Understanding the coverages of auto insurance can help you determine the best coverages and proper limits and deductibles. The coverage terms in a policy can be confusing and nobody wants to actually read their policy. Below you’ll find the normal coverages available from auto insurance companies.

Comprehensive coverage (or Other than Collision)

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay.

Comprehensive can pay for claims like a tree branch falling on your vehicle, falling objects, hitting a bird, damage from flooding and fire damage. The maximum payout a auto insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Auto liability

Liability coverage protects you from damages or injuries you inflict on other’s property or people that is your fault. This insurance protects YOU from claims by other people, and does not provide coverage for your injuries or vehicle damage.

Liability coverage has three limits: bodily injury per person, bodily injury per accident and property damage. You might see limits of 25/50/25 that means you have a $25,000 limit per person for injuries, $50,000 for the entire accident, and a limit of $25,000 paid for damaged property.

Liability can pay for things such as medical expenses, attorney fees, bail bonds and court costs. The amount of liability coverage you purchase is your choice, but you should buy as large an amount as possible.

Collision insurance

Collision insurance covers damage to your QX50 from colliding with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as backing into a parked car, damaging your car on a curb, sustaining damage from a pot hole, crashing into a ditch and scraping a guard rail. This coverage can be expensive, so consider dropping it from lower value vehicles. Another option is to choose a higher deductible to get cheaper collision coverage.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses for things like EMT expenses, ambulance fees, prosthetic devices and chiropractic care. They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Coverage applies to all vehicle occupants and will also cover being hit by a car walking across the street. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other motorists when they either have no liability insurance or not enough. It can pay for injuries to you and your family and damage to your Infiniti QX50.

Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

A little work can save a LOT of money

The cheapest 2017 Infiniti QX50 insurance is available online in addition to many insurance agents, and you should compare rates from both so you have a total pricing picture. A few companies do not offer price quotes online and many times these smaller companies only sell coverage through independent insurance agents.

When buying insurance coverage, it’s very important that you do not buy less coverage just to save a little money. In many instances, an insured cut uninsured motorist or liability limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. Your aim should be to find the BEST coverage for the lowest price, not the least amount of coverage.

Helpful articles

• Rollover Crash FAQ (iihs.org)
• Property Damage Coverage (Liberty Mutual)
• Should I Purchase an Umbrella Liability Policy? (Insurance Information Insitute)
• Safety Features for Your New Car (State Farm)