Compare 2017 Maserati Levante Car Insurance Quotes

Scraping up a payment for expensive Maserati Levante insurance can deplete your savings and put the squeeze on your family’s finances. Comparison shopping is a smart way to make sure you’re not throwing money away.

Many insurance companies vie for your hard-earned dollar, so it can be very hard to choose a provider to discover the definitive lowest price

If you have a policy now or are just looking to switch companies, you will benefit by learning to reduce the price you pay and still get good coverage. Finding affordable coverage is not that difficult. Drivers just need to understand the most efficient way to shop their coverage around over the internet.

Cheapest insurance quotes

All major insurance companies make it easy to get coverage price quotes online. This process can be done by anyone as you just type in your coverage preferences as detailed in the form. After you submit the form their rating system collects your driving and credit reports and returns pricing information based on the information you submitted. This helps simplify price comparisons, but the time it takes to visit a lot of sites and type in your information is not the best way to spend an afternoon. But it’s absolutely necessary to get many rate quotes in order to get a lower rate.

The quickest way to compare rates is to use a quote form that gets price quotes from multiple companies. The form is fast, requires less work, and makes price shopping online much easier. As soon as the form is sent, it gets priced with multiple companies and you can pick any one of the quote results.

If one or more price quotes are lower than your current rates, you can simply submit the application and buy the new coverage. It takes 15 minutes at the most and may result in a nice savings.

To save time and find out if lower rates are available, simply click here to open in new window and submit your coverage information. If you have a policy now, it’s recommended you type in the coverages identical to your current policy. This way, you are getting an apples-to-apples comparison based on similar coverages.

Tricks in insurance advertising

Consumers constantly see and hear ads that claim the cheapest rates by companies like State Farm, Allstate and Geico. They all advertise the message of big savings after switching your coverage.

How can each company give you a lower rate? Here is the trick they use.

Insurance companies give the best rates for the type of driver that is profitable for them. A good example of a profitable customer might be between the ages of 40 and 55, has never had a policy lapse, and drives a car with an anti-theft system. Anybody who matches that profile may get the lowest rates and will probably cut their rates if they switch.

Potential customers who do not fit this stringent profile will be quoted a more expensive rate which usually ends up with business not being written. If you pay attention, the ads say “drivers who switch” but not “all drivers who get quotes” will save that much if they switch. That’s the way companies can make those statements.

This really drives home the point why it is so important to compare many company’s prices. Because without a comparison, you cannot know with any certainty which company will have the best premium rates.

Smart consumers can reduce their insurance costs

Many things are used when you get your auto insurance bill. Some factors are common sense like a motor vehicle report, but other factors are not as apparent like your continuous coverage or your commute time.

The items below are a few of the “ingredients” used by your company to calculate your rate level.

  • Lower prices by staying claim free – If you file claims often, you can expect either a policy non-renewal or much higher rates. Car insurance companies provide most affordable rates to policyholders who are claim-free. Insurance coverage is meant to be used in the event of more catestrophic claims.
  • Discounts for auto and home policies – The majority of insurers apply better rates for people who carry more than one policy. It’s known as a multi-policy discount. Discounts can be anywhere from five to ten percent in most cases. Even with this discount, consumers should still compare rates to help guarantee you have the best rates.There is a chance you can find better rates even if you insure with multiple companies
  • Younger drivers pay more – Young drivers are statistically proven to be less responsible when at the wheel of a vehicle therefore insurance coverage rates are much higher. Older insureds tend to be more responsible, are lower risk to insure and tend to be get fewer driving tickets.
  • Single drivers may pay more – Your spouse may earn you lower rates on your policy. It translates into being less irresponsible and it’s statistically proven that married couples file fewer claims.
  • Lower premiums with alarm systems – Buying a car with a theft deterrent system can help bring down rates. Advanced theft deterrents such as OnStar, LoJack tracking, and tamper alarms help track and prevent your car from being stolen.
  • Your gender affects costs – Statistics demonstrate that females tend to be a little less risky than males. However, this does not mean men are worse drivers. They both have fender benders at about the same rate, but guys cause more damage. Men also tend to get higher numbers of serious violations like reckless driving and DUI. Male drivers age 16 to 19 are most likely to cause an accident so it costs more to insure them.
  • Where you live is a factor – Being located in less populated areas of the country has it’s advantages when trying to find low car insurance rates. Fewer people means fewer accidents. People in densly populated areas regularly have more aggressive driving styles and higher rates of accident claims. Longer commute distances means a statistically higher chance of an accident.

Discounts to earn cheaper insurance coverage rates

Insuring your vehicles can cost a lot, but you might already qualify for some discounts that can dramatically reduce your bill. Certain discounts will be triggered automatically at the time of quoting, but once in a while a discount must be specifically requested before you get the savings.

  • Early Payment Discounts – If you pay your entire premium ahead of time instead of making monthly payments you may reduce your total bill.
  • No Charge for an Accident – Not a discount per se, but some companies like Progressive, State Farm and Geico permit an accident before your rates go up if you have no claims prior to being involved in the accident.
  • Drivers Education – Have your child complete a driver education course as it can save substantially.
  • E-sign Discounts – A few larger online companies will discount your bill up to fifty bucks simply for signing on the internet.
  • ABS and Traction Control Discounts – Cars with ABS braking systems or traction control can avoid accidents and therefore earn up to a 10% discount.

Consumers should know that most of the big mark downs will not be given to all coverage premiums. The majority will only reduce specific coverage prices like liability and collision coverage. So even though you would think it’s possible to get free car insurance, insurance coverage companies aren’t that generous.

Some companies that may have these discounts include:

Double check with each company the best way to save money. A few discounts might not be available to policyholders in your area. If you would like to view insurance coverage companies with significant discounts, click here.

Tailor your auto insurance coverage to you

When choosing proper insurance coverage, there isn’t really a “best” method to buy coverage. Everyone’s situation is unique so your insurance should reflect that For instance, these questions may help you determine whether or not you would benefit from professional advice.

  • What vehicles should carry emergency assistance coverage?
  • Is my ex-spouse still covered by my policy?
  • Does my policy cover my teen driver if they drive my company car?
  • How does medical payments coverage work?
  • Is pleasure use cheaper than using my 2017 Maserati Levante to commute?
  • Am I better off with higher deductibles on my 2017 Maserati Levante?
  • Where can I get insurance after a DUI in my state?
  • Will I be non-renewed for getting a DUI or other conviction?
  • How much liability do I need to cover my assets?
  • Is there coverage for injuries to my pets?

If you can’t answer these questions but you know they apply to you, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, fill out this quick form or go to this page to view a list of companies. It only takes a few minutes and may give you better protection.

Car insurance specifics

Learning about specific coverages of your car insurance policy can be of help when determining which coverages you need at the best deductibles and correct limits. Policy terminology can be impossible to understand and reading a policy is terribly boring. Below you’ll find typical coverage types found on the average car insurance policy.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage caused by collision with another vehicle or an object, but not an animal. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers claims like colliding with a tree, hitting a mailbox, backing into a parked car, sideswiping another vehicle and scraping a guard rail. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. It’s also possible to choose a higher deductible to get cheaper collision coverage.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance pay for expenses such as X-ray expenses, prosthetic devices, rehabilitation expenses and dental work. They are used to fill the gap from your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover all vehicle occupants as well as if you are hit as a while walking down the street. PIP coverage is not universally available but can be used in place of medical payments coverage

Uninsured Motorist or Underinsured Motorist insurance

This coverage gives you protection when the “other guys” do not carry enough liability coverage. Covered losses include medical payments for you and your occupants as well as damage to your Maserati Levante.

Since many drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is important protection for you and your family. Usually these coverages are similar to your liability insurance amounts.

Liability coverage

This coverage protects you from damage that occurs to people or other property. It protects YOU from claims by other people. Liability doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 100/300/100 that translate to a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property. Occasionally you may see one limit called combined single limit (CSL) which provides one coverage limit and claims can be made without the split limit restrictions.

Liability coverage pays for things such as funeral expenses, court costs and pain and suffering. How much coverage you buy is your choice, but it’s cheap coverage so purchase as high a limit as you can afford.

Comprehensive coverage (or Other than Collision)

This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive coverage pays for claims like fire damage, damage from getting keyed and a tree branch falling on your vehicle. The most you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Quote more. Save more.

Low-cost 2017 Maserati Levante insurance is available on the web and also from your neighborhood agents, and you should compare rates from both to have the best selection. Some insurance providers may not provide online price quotes and many times these small, regional companies sell through local independent agents.

In this article, we covered some good ideas how to reduce 2017 Maserati Levante insurance prices online. The most important thing to understand is the more you quote insurance coverage, the more likely it is that you will get a better rate. You may be surprised to find that the biggest savings come from a smaller regional carrier. Smaller companies may only write in your state and offer lower rates as compared to the big name companies such as Geico and State Farm.

Additional information is available on the following sites:

Comments About 2017 Maserati Levante Insurance

  1. Lavinia Frazier

    Enjoyed the article. I’m in the suburbs of Miami, FL. Received quotes with Progressive, Encompass, and Hanover for my Levante and saved just over $170 a year. My new agent seems to be really good.

  2. Rickie Newman

    I got quite a few price quotes for a 2017 Maserati Levante in Lincoln, NE. Ended up at roughly $260 every six months with Amica. Insured with Hartford before.

  3. Gay Meyers

    Affordable car insurance is a myth. I live on the north side of Salem, OR. Quoted quotes from Progressive, AAA, and some I forget for my Maserati and I think I saved about $40 each month. Teenage drivers are expensive! I quoted rates online then called them.

  4. Kari Little

    Got a quote with Nationwide for my Maserati and am saving around $470 a year. Insured with Nationwide before.

  5. Shanda Santiago

    Just a quick comment on my experience. I live south of Cedar Rapids, IA. I quoted with American Family, Encompass, and Safeco for my 2017 Maserati Levante and I’m now saving $37 a month. Can still barely afford it.

  6. Tristan Compton

    Will Allstate cancel me if I have an accident?

  7. Lakesha Davenport

    Liked the article. Located in Kansas City, MO. I quoted with AIG Insurance, Encompass, and Mercury for my Maserati and saved just over $410 a year. Thankfully I have a good driving record. Online quotes are the way to go.

  8. Madge Weeks

    Not sure what I should be paying. Got a quote with Encompass for my 2017 Maserati Levante and saved around $350 a year. It was easy to get rates.

  9. Grant May

    I’ve had Progressive for years. I’m in Cleveland, OH.

  10. Devin Kennedy

    Any 21st Century or Eastwood customers near Salt Lake City, Utah?

  11. Glayds Graves

    Corporate greed I’m telling you. I’m from Columbus, GA. Quoted with State Farm, Encompass, and Liberty Mutual for my 2017 Maserati Levante and I’m now saving $24 a month. Was with Mercury. I increased coverages a little too. I just quoted rates online.