2017 Mercedes-Benz Maybach Car Insurance Quotes – 8 Tricks for Cheaper Rates

Looking for better car insurance rates for your Mercedes-Benz Maybach? Having to pay for pricey Mercedes-Benz Maybach insurance can take a big chunk out of your personal savings and possibly require you to analyze your spending habits.

Companies like Progressive, State Farm and GEICO constantly blast consumers with fancy advertisements and consumers find it hard to ignore the flashy ads and take the time to shop coverage around.

It’s important to quote other rates at least once a year because rates are variable and change quite frequently. Even if you got the best deal on Maybach coverage at your last renewal you can probably find a better price now. Ignore everything you know about car insurance because we’re going to demonstrate the easiest way to eliminate unnecessary coverages and save money.

If you have car insurance now, you stand a good chance to be able to lower your premiums substantially using these methods. Buying car insurance is not that difficult. But vehicle owners need to have an understanding of how companies market on the web and take advantage of how the system works.

Find hidden discounts on car insurance

Some companies don’t list every discount they offer in a way that’s easy to find, so the next list breaks down both the well known and also the lesser-known car insurance savings. If you don’t get every credit possible, it’s possible you qualify for a lower rate.

  • Accident Waiver – This one is not really a discount per se, but a few companies such as Liberty Mutual, Allstate and State Farm permit an accident before they charge you more for coverage as long as you don’t have any claims for a set time period.
  • Student in College – Older children who attend college more than 100 miles from home and leave their car at home could qualify for this discount.
  • Online Discount – Certain companies give back up to $50 for signing up over the internet.
  • Seat Belts Save – Requiring all passengers to fasten their seat belts could cut 10% or more on the premium charged for medical payments and/or PIP.
  • Low Miles Discount – Low mileage vehicles could be rewarded with slightly better rates than normal.
  • Good Driver Discounts – Insureds without accidents can get discounts for up to 45% lower rates on Maybach coverage compared to rates paid by drivers with frequent claims.
  • Theft Deterent Discount – Vehicles that have factory alarm systems and tracking devices are stolen less frequently and earn discounts up to 10% off your auto insurance quote.
  • Anti-lock Brake Discount – Cars, trucks, and SUVs that have steering control and anti-lock brakes can reduce accidents and earn discounts up to 10%.

As a sidenote, most discounts do not apply to the entire cost. Most only reduce individual premiums such as medical payments or collision. Just because it seems like having all the discounts means you get insurance for free, you’re out of luck.

Popular car insurance companies and a selection of discounts are:

  • Progressive has discounts for online signing, homeowner, good student, multi-vehicle, continuous coverage, multi-policy, and online quote discount.
  • SAFECO offers discounts including bundle discounts, multi-car, anti-theft, anti-lock brakes, homeowner, safe driver, and teen safety rewards.
  • American Family offers discounts for accident-free, TimeAway discount, good driver, multi-vehicle, and air bags.
  • MetLife includes discounts for good student, good driver, claim-free, accident-free, multi-policy, defensive driver
  • GEICO has savings for federal employee, defensive driver, membership and employees, good student, and anti-theft.
  • The Hartford may have discounts that include anti-theft, driver training, vehicle fuel type, defensive driver, and air bag.

If you are trying to find cheaper auto insurance quotes, ask every company which credits you are entitled to. Some credits may not apply in your area. To see a list of car insurance companies with significant discounts, click this link.

But they said I’d save $419 a year!

Big name companies like Allstate and Progressive endlessly run television, radio, and online ads. They all try to convey promises that people will save if you switch to them. Is it even possible that every company can charge you less for car insurance? Just pay attention to how they say it.

All the different companies give the cheapest rates for the type of driver that makes them money. For instance, a profitable customer might be described as married and over the age of 30, has no tickets, and drives a safe vehicle. A driver who fits those characteristics will probably get the lowest premium rates and will probably save when they switch companies.

People who do not fit those standards will have to pay more expensive rates and this results in the customer not buying. The trick is to say “drivers that switch” not “everyone that quotes” save the amount stated. That’s the way insurance companies can make those claims.

Because of these techniques, you really should do a rate comparison at every renewal. Because you never know which company will give you the biggest savings.

Tailor your auto insurance coverage to you

When it comes to choosing the best auto insurance coverage for your vehicles, there really is not a best way to insure your cars. Everyone’s needs are different so your insurance should reflect that These are some specific questions can aid in determining if you will benefit from professional help.

  • Should I have a commercial auto policy?
  • Am I covered when using my vehicle for business?
  • Is motorclub coverage worth it?
  • What are the financial responsibility laws in my state?
  • How can I get high-risk coverage after a DUI?
  • What is medical payments coverage?
  • Am I covered when delivering products for my home-based business?
  • When can I cancel my policy?

If you can’t answer these questions, you may need to chat with a licensed agent. To find an agent in your area, fill out this quick form or you can also visit this page to select a carrier

Detailed coverages of your car insurance policy

Learning about specific coverages of your car insurance policy aids in choosing the right coverages and proper limits and deductibles. Policy terminology can be confusing and reading a policy is terribly boring. Shown next are the usual coverages found on the average car insurance policy.

Auto collision coverage

This covers damage to your Maybach resulting from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision insurance covers things like crashing into a ditch, rolling your car and hitting a parking meter. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Liability coverage

Liability insurance protects you from damages or injuries you inflict on other people or property. Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see liability limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and property damage coverage for $100,000. Some companies may use a combined limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability insurance covers things like repair costs for stationary objects, emergency aid, structural damage, medical expenses and pain and suffering. The amount of liability coverage you purchase is your choice, but you should buy as high a limit as you can afford.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists either are underinsured or have no liability coverage at all. This coverage pays for injuries sustained by your vehicle’s occupants as well as damage to your Mercedes-Benz Maybach.

Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important. Frequently your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Comprehensive car insurance

Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things like falling objects, rock chips in glass, damage from getting keyed and fire damage. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses for dental work, EMT expenses and rehabilitation expenses. They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. It covers you and your occupants and also covers being hit by a car walking across the street. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay

Spend less. Save more.

As you go through the steps to switch your coverage, never reduce needed coverages to save money. In many instances, an insured dropped full coverage only to find out they didn’t purchase enough coverage. The aim is to buy the best coverage you can find at the best price and still be able to protect your assets.

Discount 2017 Mercedes-Benz Maybach insurance can be sourced from both online companies and from local insurance agents, so get free auto insurance quotes from both of them to have the best selection. Some auto insurance companies do not provide online price quotes and most of the time these regional carriers provide coverage only through independent insurance agents.

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Comments About 2017 Mercedes-Benz Maybach Insurance

  1. Felice Marsh

    From Henderson, NV. Got car insurance rates from 21st Century, American Family, and some I forget for my Maybach and saved just over $560 a year. Left 21st Century to switch.

  2. Valorie Espinoza

    Compared rates with GEICO and Auto-Owners but still pricey.

  3. Rea Silva

    State Farm was cheapest for my 2017 Mercedes-Benz Maybach in Charlotte, North Carolina.

  4. Gayle Sexton

    Is Allstate or Encompass cheap in Kansas City, MO?

  5. Meryl Burnett

    Liked the article. I’m in the east part of Fargo, ND. I got free quotes from Liberty Mutual, Amica, MetLife, and a couple others for my Maybach and I’m now saving $36 a month. Left AAA to switch. Good savings if you bundle. I recommend comparing lots of rates.

  6. Hailey Logan

    I think I’m paying too much. I’m in Kansas City, KS. Don’t remember every company but I ended up saving about $40 each month. Got better coverage too.

  7. Jamie William

    Thought I’d throw in my experience. I live in a small town just outside of Honolulu, HI. Checked online prices for a 2017 Mercedes-Benz Maybach. Ended up at about $510 savings annually. Went with GEICO. Thankfully I have a good driving record.

  8. Rich Burnett

    I got decent rates for a 2017 Mercedes-Benz Maybach in Saint Louis, Missouri. Ended up at right around $250 every six months with Amica. I get a discount for insuring multiple vehicles.

  9. Teodoro Kent

    I’ve bought from GEICO forever. Cheapest rates in Great Falls, MT.

  10. Gwyn Lewis

    I think I’m paying too much. I live just to the south of Warwick, Rhode Island. I quoted with 21st Century, Amica, and Farmers for my Mercedes-Benz and saved just over $220 a year. Was with Hartford. It was easy to get rates.

  11. Jeane Rodgers

    I’ve bought from State Farm forever. Cheapest rates in Nashville, TN.