2018 Bentley Bentayga Insurance Quotes – 9 Ideas for Best Rates

Looking for cheaper car insurance rates for your Bentley Bentayga? Online rate comparisons for cheaper insurance coverage could seem overwhelming if you are someone who has never done online price quotes. But don’t be dismayed because it’s actually quite easy.

Don’t overlook these nine insurance coverage discounts

Some companies do not list all their discounts very clearly, so below is a list some of the more common and the harder-to-find discounts that you may qualify for.

  • Driver Education Discount – It’s a good idea to have your young drivers sucessfully take a drivers education course in high school.
  • Lower Rates for Military – Having an actively deployed family member could mean lower insurance coverage rates.
  • Own a Home – Owning a house may earn you a small savings because owning a home is proof of financial responsibility.
  • ABS and Traction Control Discounts – Cars with ABS and/or traction control can stop better under adverse conditions and earn discounts up to 10%.
  • Theft Deterent System – Vehicles that have factory alarm systems and tracking devices prevent vehicle theft and qualify for as much as a 10% discount.
  • Early Payment Discounts – By paying your policy upfront instead of paying each month you can actually save on your bill.
  • Discount for Life Insurance – If the company offers life insurance, you could get better prices if you take out auto and life insurance together.
  • Senior Citizen Rates – Mature drivers can get a small discount on rates for Bentayga coverage.
  • Sign Early and Save – A few larger companies give discounts for switching companies before your current policy expires. This discount can save up to 10%.

One thing to note about discounts is that some of the credits will not apply the the whole policy. A few only apply to the cost of specific coverages such as comprehensive or collision. Despite the appearance that it’s possible to get free car insurance, insurance companies wouldn’t stay in business.

Some of the insurance companies that have some of the above discounts possibly include:

It’s a good idea to ask every company to apply every possible discount. Some credits might not be offered in every state. If you would like to view companies who offer online insurance coverage quotes, click here to view.

When to get professional advice

When it comes to buying adequate coverage, there isn’t really a single plan that fits everyone. Every insured’s situation is different.

Here are some questions about coverages that might help in determining whether you will benefit from professional help.

  • Does car insurance cover theft of personal property?
  • Do I need to file an SR-22 for a DUI in my state?
  • Should I carry comprehensive and collision coverage?
  • Do I need motorclub coverage?
  • Am I covered if I break a side mirror?
  • Is a new car covered when I drive it off the dealer lot?
  • If I drive on a suspended license am I covered?
  • Am I missing any policy discounts?

If you don’t know the answers to these questions but you know they apply to you, you might consider talking to an insurance agent. To find an agent in your area, simply complete this short form.

Coverage specifics

Understanding the coverages of your insurance policy can be of help when determining which coverages you need at the best deductibles and correct limits. Insurance terms can be impossible to understand and reading a policy is terribly boring.

Medical expense insurance

Med pay and PIP coverage reimburse you for short-term medical expenses for things like hospital visits, ambulance fees and funeral costs. They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to if you are hit as a while walking down the street. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Comprehensive (Other than Collision)

Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage protects against claims like hitting a bird, fire damage, vandalism and a tree branch falling on your vehicle. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Liability auto insurance

This protects you from damage that occurs to people or other property in an accident. This insurance protects YOU from claims by other people. Liability doesn’t cover your injuries or vehicle damage.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have liability limits of 50/100/50 that means you have $50,000 bodily injury coverage, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property.

Liability coverage protects against claims such as emergency aid, structural damage, court costs and medical expenses. How much liability should you purchase? That is a decision to put some thought into, but it’s cheap coverage so purchase higher limits if possible.

Collision insurance

This will pay to fix damage to your Bentayga resulting from a collision with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims like driving through your garage door, rolling your car, scraping a guard rail and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to increase the deductible in order to get cheaper collision rates.

A penny saved is a penny earned

We just showed you many ways to save on 2018 Bentley Bentayga insurance. The key thing to remember is the more companies you get rates for, the higher your chance of finding affordable insurance coverage. Drivers may discover the biggest savings come from some of the smallest insurance companies.

Consumers switch companies for many reasons like delays in responding to claim requests, not issuing a premium refund, policy non-renewal and extreme rates for teen drivers. It doesn’t matter what your reason, switching companies is not as hard as you think.

There are still a few companies who may not provide rate quotes online and usually these small insurance companies sell through local independent agents. Lower-priced insurance can be sourced both online in addition to local insurance agencies, so compare prices from both in order to have the best price selection to choose from.

Additional insurance information is available at the links below