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Buick Encore Insurance Rates

There are many options when comparing insurance rates on your Buick vehicle. You can either contact your neighborhood insurance agent or go online to compare rates from many different companies. Finding cheaper car insurance from online companies can be fast and easy and there is a good chance you will probably save money.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of car insurance companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. The best method to compare Encore insurance cost is to perform an online rate comparison. This can be accomplished by comparing rates here.

Insurance rates for a Buick Encore will vary greatly depending on several factors. Some of these factors include:

  • Safety rating of your Encore
  • Low deductibles cost more
  • Being married can lower rates
  • Your birth date
  • Accidents raise premiums
  • The amount of protection requested
  • Whether you own your home
  • Value of your Encore

One last important factor which can affect the rate you pay on your Buick is the year of manufacture. Models that are a few years old cost less so repair costs tend to be lower which may result in lower rates. But newer models may have options including autonomous braking, dual-stage airbags, and sideview assist mirrors so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Encore below.

Liability coverage - This coverage protects you from damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverage protection - This pays for damage to your Buick caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Encore collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive insurance - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP - Med pay and PIP coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Buick Encore Insurance Rates?

Popular U.S. Cities for Buick Encore Insurance

  • Philadelphia, PA
  • San Francisco, CA
  • Miami, FL
  • Jacksonville, FL
  • Indianapolis, IN
  • Chicago, IL
  • San Diego, CA
  • Baltimore, MD
  • Nashville, TN
  • Seattle, WA
  • Las Vegas, NV
  • Oklahoma City, OK
  • Boston, MA
  • Arlington, TX
  • San Jose, CA