There are many options when comparing insurance rates on your Buick vehicle. You can get prices from a local agent or go online to compare insurance costs of many different companies. Finding cheaper car insurance from online companies can be fast and easy and there is a good chance you might just save a little.
If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways to compare quotes from local car insurance companies. The easiest way to find the cheapest Regal insurance cost is to perform an online rate comparison. This can be accomplished by getting a quick quote here.
Auto insurance rates paid to insure a Buick Regal will vary greatly depending on several factors. Some of these factors include:
A final factor which can affect Regal insurance rates is the model year. Models that are a few years old cost less in comparison to older models so the costs to repair may result in lower rates. On the flip side, newer models may have a trim level with safety features like autonomous braking, dual-stage airbags, and sideview assist mirrors so those may help offset higher rates.
For you to have a better understanding of how much rates will be for your vehicle, select the year of your Regal below.
Liability coverage - This coverage protects you from damage that occurs to a person or their property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as much as you can afford.
Collision coverages - This pays for damage to your Buick from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Regal insurance rates.
Comprehensive coverage - This covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Buick Regal comprehensive insurance. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.
UM/UIM Coverage - Your UM/UIM coverage provides protection when other motorists do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.
Medical payments coverage and PIP - Med pay and PIP coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not available in all states and may carry a deductible.
How Much are Buick Regal Insurance Rates?