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FIAT 500 Insurance Rates

Shopping for auto insurance from online companies is easy, plus you may find lower rates. The key is to take the time to get rates from all providers so you can get the lowest priced insurance.

Consumers not familiar with buying insurance may think purchasing affordable FIAT 500 insurance can be quite difficult. Getting lower FIAT 500 insurance cost is actually quite simple. Just invest a little time to compare quotes from different insurance companies. This is very easy and can be done by completing this short form.

Car insurance rates influenced by these factors

Insurance premiums paid to insure a FIAT 500 can vary widely based upon several criteria. Including but not limited to:

  • The performance level of your 500
  • Any accidents you may have
  • Home and auto can earn discounts
  • Business use of your vehicle may increase rates
  • Optional coverages like vehicle replacement
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. New vehicles have a higher replacement value compared to older FIAT models so repair costs are higher which can inflate annual premiums. On the flip side, newer models have more advanced features like autonomous braking, tire pressure monitors, and dual-stage airbags which can give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - Liability insurance protects you from damage or injury you incur to a person or their property by causing an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Collision insurance - Collision coverage pays for damage to your FIAT from colliding with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to get cheaper FIAT 500 insurance rates.

Comprehensive protection - This pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your auto insurance company will pay is the actual cash value, so if the vehicle's value is low consider dropping full coverage.

Protection from uninsured/underinsured drivers - Uninsured or Underinsured Motorist coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are FIAT 500 Insurance Rates?

Popular U.S. Cities for FIAT 500 Insurance

  • Arlington, TX
  • Boston, MA
  • Seattle, WA
  • Milwaukee, WI
  • Indianapolis, IN
  • Kansas City, MO
  • Phoenix, AZ
  • San Antonio, TX
  • Wichita, KS
  • San Jose, CA
  • Philadelphia, PA
  • Nashville, TN
  • Tulsa, OK
  • Dallas, TX
  • Austin, TX