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Mercedes-Benz 300-Class Insurance Quotes

You have lots of choices when trying to find low-cost insurance for your Mercedes-Benz vehicle. You can buy from an agent or price shop online to compare insurance costs of companies. Buying auto insurance by quoting online is simple to do and at the same time you can save money.

Shopping online for auto insurance is challenging if you have never used online quoting. But don't be discouraged because it's actually quite easy. Cutting your 300-Class insurance cost is a fairly straight forward process. The only thing you need to do is take a couple of minutes getting comparison quotes online with multiple companies. This can be accomplished by getting a quick quote here.

What influences 300-Class insurance rates?

Car insurance premiums on a Mercedes-Benz 300-Class can fluctuate considerably subject to many criteria. Taken into consideration are:

  • High miles vs. low miles
  • Women generally pay lower rates
  • Good credit keeps rates down
  • More performance equals higher cost
  • Traffic citations increase rates
  • The size of your community
  • Your vehicle use rating can impact rates
  • Being married can lower rates

An additional factor that helps determine 300-Class insurance quotes is the year of the vehicle. Models that are new cost more than older models so the payout to repair may result in higher rates. Although more recent Mercedes-Benz vehicles may have safety features included like tire pressure monitors, a telematics system, autonomous braking, and adaptive headlights which may help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your 300-Class from available model years below.

Liability coverages

300-Class liability coverage will cover damages or injuries you inflict on people or other property in an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverage

Collision insurance will pay to fix damage to your Mercedes-Benz resulting from a collision with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your 300-Class can be pricey, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible in order to get cheaper 300-Class insurance quotes.

Comprehensive coverages

This coverage covers damage that is not covered by collision coverage. You need to pay your deductible first and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM Coverage

This provides protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance program or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Mercedes-Benz 300-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz 300-Class Insurance

  • Miami, FL
  • Virginia Beach, VA
  • Houston, TX
  • Denver, CO
  • San Francisco, CA
  • Jacksonville, FL
  • Tucson, AZ
  • Dallas, TX
  • Cleveland, OH
  • Philadelphia, PA
  • Mesa, AZ
  • Omaha, NE
  • Sacramento, CA
  • Chicago, IL
  • Tulsa, OK