Vehicles > Mercedes-Benz > 400-Class

Mercedes-Benz 400-Class Insurance Cost

You have lots of choices when finding cheaper insurance coverage on your Mercedes-Benz vehicle. You can either buy through an agent or go online to check prices from many different companies. Shopping for car insurance from online companies can be fast and easy and at the same time you can save money.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of companies offering insurance. There are several ways to compare quotes from car insurance companies in your area. The easiest way to find competitive 400-Class insurance rates consists of shopping online. It is quite easy and can be accomplished by completing this short form.

Which factors influence 400-Class insurance quotes?

Car insurance premiums on a Mercedes-Benz 400-Class can fluctuate considerably depending on several factors. Taken into consideration are:

  • Safety rating of your 400-Class
  • Lower deductibles cost more
  • Being married can lower rates
  • Young drivers cost more
  • Accidents raise premiums
  • High policy limits will cost you more
  • Whether you own your home
  • Value of your 400-Class

An additional factor that will help determine 400-Class insurance cost is the year of the vehicle. Older cars and trucks have a reduced actual cash value than newer models so the cost to replace them may result in lower rates. But newer models may have safety features including forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your 400-Class from available model years below.

Liability coverage

This coverage protects you from damages or injuries you inflict on people or other property by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision coverage

Collision coverage pays for damage to your Mercedes-Benz resulting from a collision with an object or car. A deductible applies then your collision coverage will kick in. Collision coverage for your 400-Class can be pricey, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage

This protects you and your vehicle when the "other guys" do not carry enough liability coverage. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments coverage and PIP

Med pay and PIP coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance program or if there is no health insurance coverage. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz 400-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz 400-Class Insurance

  • Houston, TX
  • Philadelphia, PA
  • Charlotte, NC
  • Oakland, CA
  • Columbus, OH
  • Mesa, AZ
  • Albuquerque, NM
  • Wichita, KS
  • Dallas, TX
  • Long Beach, CA
  • Baltimore, MD
  • Tucson, AZ
  • San Diego, CA
  • San Francisco, CA
  • Indianapolis, IN