Vehicles > Mercedes-Benz > 420-Class

Mercedes-Benz 420-Class Insurance Quotes

Shopping for auto insurance by quoting online is simple to do and at the same time you may find lower rates. The critical component is to take the time to get rates from all companies so you can get every company's rates.

Comparing auto insurance rates direct online is challenging if you have never used online quotes. But don't be discouraged because we're going to show you how. Finding cheaper coverage prices is a fairly straight forward process. The only thing you need to do is take the time to compare quotes online with multiple companies. This is very easy and can be done by completing this short form.

What influences your insurance rates?

Insurance premiums on a Mercedes-Benz 420-Class can vary widely subject to many criteria. Taken into consideration are:

  • High miles vs. low miles
  • Women generally pay lower rates
  • A good credit score can save you money
  • Lower performance vehicles are cheaper to insure
  • Driving citations increase rates
  • The size of your community
  • Your vehicle use rating can impact rates
  • Being married can lower rates

One important consideration that will help determine your rates is the age of the vehicle. New vehicles have a higher replacement value compared to older Mercedes-Benz models so the payout to repair can inflate annual premiums. Conversely, more recent Mercedes-Benz vehicles have more advanced features such as tire pressure monitors, a telematics system, autonomous braking, and adaptive headlights which can give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability coverages

420-Class liability coverage will cover damages or injuries you inflict on people or other property by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision coverage protection

Collision coverage will pay to fix damage to your Mercedes-Benz resulting from a collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your 420-Class can be pricey, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to bring the cost down.

Comprehensive coverage

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance policy or if you do not have health coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz 420-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz 420-Class Insurance

  • Wichita, KS
  • Nashville, TN
  • Chicago, IL
  • Denver, CO
  • San Diego, CA
  • Charlotte, NC
  • Raleigh, NC
  • Columbus, OH
  • Detroit, MI
  • Minneapolis, MN
  • Pittsburgh, PA
  • Fresno, CA
  • Kansas City, MO
  • Philadelphia, PA
  • Tulsa, OK