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Mercedes-Benz 500-Class Insurance Cost

Shopping for auto insurance by getting online quotes is simple to do and there is a good chance you might just save a little. The critical component is to get rates from all providers so you can get the lowest rate quotes.

Comparing auto insurance rates direct online can be a challenge if you have never used online quoting. But relax because comparing prices is actually very simple. Finding cheaper coverage prices can be relatively painless. You just need to take the time to get quotes online with multiple companies. This is very easy and can be done by completing this short form.

Auto insurance rates paid to insure a Mercedes-Benz 500-Class can fluctuate considerably subject to many criteria. Some of these factors include:

  • Annual mileage can affect rates
  • Your gender can raise or lower rates
  • A good credit score can save you money
  • High performance vehicles cost more to insure,
  • Driving citations increase rates
  • Where you live
  • How your vehicle is rated can impact rates
  • Being married may save money

A final factor that will help determine 500-Class insurance cost is the model year. New vehicles have a higher replacement value in comparison to later models so the payout to repair may result in higher rates. Conversely, newer vehicles may have a trim level with safety features such as adaptive headlights, blind-spot warning system, and a rollover prevention system which may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability

500-Class liability coverage can cover damage that occurs to a person or their property by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Coverage for collisions

Collision coverage covers damage to your Mercedes-Benz from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive (Other than Collision)

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Mercedes-Benz 500-Class comprehensive insurance. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Medical costs insurance

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Mercedes-Benz 500-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz 500-Class Insurance

  • Fort Worth, TX
  • Atlanta, GA
  • Austin, TX
  • San Jose, CA
  • Pittsburgh, PA
  • Louisville, KY
  • Oakland, CA
  • Kansas City, MO
  • Chicago, IL
  • Phoenix, AZ
  • Indianapolis, IN
  • Milwaukee, WI
  • Denver, CO
  • Seattle, WA
  • Memphis, TN