Vehicles > Mercedes-Benz > C-Class

Mercedes-Benz C-Class Insurance Quotes

Comparing auto insurance by getting online quotes saves time, is easy to do, plus you will probably save money. The key to finding lower rates is to take the time to get rates from all providers so you can compare every company's rates.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to online quotes. But relax because there is an easy way to compare rates. Getting lower C-Class insurance cost can be relatively painless. The only thing you need to do is invest a little time comparing rates online from several insurance companies. This can be done by visiting this page.

Rates are determined by the following

Insurance rates paid to insure a Mercedes-Benz C-Class can vary widely and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating
  • The location of your residence may have an impact
  • How many miles you drive each year
  • Men may be charged more than women
  • Having higher deductibles can reduce premium
  • Vehicles with safety features cost less to insure
  • Higher performance C-Class vehicles cost more
  • How your vehicle is rated can impact rates
  • Special coverage such as replacement cost

One last important factor that can impact the rate you pay on your Mercedes-Benz is the year of manufacture. A newer vehicle have a higher value so the costs to repair can inflate annual premiums. Although newer vehicles may have options included like anti-lock brakes, adaptive cruise control, and autonomous braking which can provide discounts that lower premiums.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability

This can cover damage or injury you incur to a person or their property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase higher limits if possible.

Collision protection

This coverage covers damage to your Mercedes-Benz from colliding with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible in order to get cheaper C-Class insurance quotes.

Comprehensive auto insurance

This will pay to fix damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout your auto insurance company will pay is the cash value of the vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Medical costs insurance

Coverage for medical payments and/or PIP kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. PIP coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Mercedes-Benz C-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz C-Class Insurance

  • Colorado Springs, CO
  • Mesa, AZ
  • Albuquerque, NM
  • Pittsburgh, PA
  • Chicago, IL
  • Indianapolis, IN
  • San Diego, CA
  • Omaha, NE
  • San Jose, CA
  • New York, NY
  • Las Vegas, NV
  • Oklahoma City, OK
  • Milwaukee, WI
  • Oakland, CA
  • Detroit, MI