Vehicles > Mercedes-Benz > E-Class

Mercedes-Benz E-Class Insurance Cost

Buying car insurance from online companies is simple to do and there is a good chance you will probably save money. The critical component is to compare as many rate quotes as possible in order to accurately compare the lowest rate quotes.

Shopping online for car insurance can be a challenge if you have never used online rate quotes. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from different insurance companies. The best method to find the cheapest E-Class insurance rates is to get quotes online. This can be accomplished by getting a quick quote here.

Insurance rates for a Mercedes-Benz E-Class will vary greatly subject to many criteria. Some of these factors include:

  • How many miles you drive
  • Male drivers pay higher rates
  • A good credit score can save you money
  • High performance increases premiums
  • Driving citations increase rates
  • Young drivers cost more
  • Deductible amount directly impacts your rate
  • Whether you are married

One last important factor that helps determine the rate you pay on your Mercedes-Benz is the year of manufacture. Older models cost less so repair costs tend to be lower which can decrease annual premiums. Conversely, newer models may have options such as active head restraints, adaptive headlights, a backup camera, and tire pressure monitors so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

E-Class liability coverage protects you from damage that occurs to other people or property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Collision coverages

Collision insurance pays for damage to your Mercedes-Benz caused by collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. E-Class collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage

Your UM/UIM coverage provides protection from other drivers when they do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Medical payments coverage and PIP

Med pay and PIP coverage reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance plan or if you do not have health coverage. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Mercedes-Benz E-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz E-Class Insurance

  • El Paso, TX
  • Baltimore, MD
  • Raleigh, NC
  • New York, NY
  • Phoenix, AZ
  • Jacksonville, FL
  • Charlotte, NC
  • Memphis, TN
  • San Diego, CA
  • Arlington, TX
  • Wichita, KS
  • Denver, CO
  • Detroit, MI
  • Tucson, AZ
  • Las Vegas, NV