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Mercedes-Benz R-Class Insurance Rates

There are many options when shopping for insurance coverage for your Mercedes-Benz vehicle. You can get prices from a local agent or shop online to compare pricing from companies. Comparing car insurance by quoting online is easy and there is a good chance you might just save a little.

Beginners to shopping for insurance may think buying cut-rate R-Class insurance is hard. When shopping for car insurance there are multiple ways to get quotes from car insurance companies in your area. One of the best ways to find the lowest R-Class insurance cost involves getting comparison quotes online. This can be accomplished by visiting this page.

Auto insurance rates for your Mercedes-Benz R-Class will vary greatly based upon several criteria. Some of these factors include:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • What you do for a living
  • Higher coverage limits cost more
  • Owning a home can lower rates

A final factor that can impact R-Class insurance rates is the model year. Used vehicles cost less in comparison to older models so the payout to repair will push premiums down. But more recent Mercedes-Benz vehicles may have a trim level with safety features including pedestrian detection, automatic crash notification, and tire pressure monitors so those may provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your R-Class below.

Liability coverages - Liability insurance will cover damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as much as you can afford.

Collision coverage - This coverage will pay to fix damage to your Mercedes-Benz resulting from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive car insurance - Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Mercedes-Benz R-Class comprehensive insurance. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Mercedes-Benz R-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz R-Class Insurance

  • Colorado Springs, CO
  • San Antonio, TX
  • Long Beach, CA
  • Boston, MA
  • Los Angeles, CA
  • Houston, TX
  • Austin, TX
  • Wichita, KS
  • Albuquerque, NM
  • Omaha, NE
  • Tucson, AZ
  • Phoenix, AZ
  • Charlotte, NC
  • Louisville, KY
  • Nashville, TN