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Mercedes-Benz S-Class Insurance Rates

Buying car insurance from online companies can be fast and easy and there is a good chance you will probably save money. The most important part is to compare rates from all companies in order to have the best prices.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. The best method to compare S-Class insurance cost is to get quotes online. This can be accomplished by comparing rates here.

Insurance rates on a Mercedes-Benz S-Class will vary greatly depending on several factors. Some of these factors include:

  • Safety rating of your S-Class
  • Low deductibles cost more
  • Being married may save money
  • Your birth date
  • How many accidents you have had
  • The amount of protection requested
  • Whether you own your home
  • Value of your S-Class

One last important factor that helps determine the rate you pay on your Mercedes-Benz is the year of manufacture. Older models cost less so the cost to replace them may result in lower rates. But newer models may have options including autonomous braking, dual-stage airbags, and sideview assist mirrors so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - This coverage protects you from damage that occurs to people or other property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverage - Collision insurance pays for damage to your Mercedes-Benz resulting from a collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your S-Class can be pricey, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive auto coverage - This coverage pays for damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP - Med pay and PIP coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz S-Class Insurance Rates?

Popular U.S. Cities for Mercedes-Benz S-Class Insurance

  • Mesa, AZ
  • Oakland, CA
  • Charlotte, NC
  • Tucson, AZ
  • Minneapolis, MN
  • Portland, OR
  • San Jose, CA
  • Albuquerque, NM
  • Oklahoma City, OK
  • Arlington, TX
  • Cleveland, OH
  • Denver, CO
  • Tulsa, OK
  • Indianapolis, IN
  • San Francisco, CA