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Nissan Frontier Insurance Rates

You have lots of choices when insurance shopping for your Nissan vehicle. You can either buy through your neighborhood insurance agent or shop online to compare rates from many different companies. Comparing auto insurance from online companies is easy and at the same time you will probably save money.

Beginners to comparison shopping may think shopping for cut-rate Frontier insurance can be quite difficult. Getting cheaper insurance rates is actually quite simple. Drivers just need to invest a few minutes comparing rates from different insurance companies. This can be done by comparing rates here.

What factors impact car insurance premiums?

Insurance rates for your Nissan Frontier can be significantly different based upon several criteria. Taken into consideration are:

  • The performance level of your Frontier
  • Having an accident may cost you more
  • Multiple policies can save money
  • Vehicle use rating
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you own your home

One last important factor that can impact the rate you pay on your Nissan is the year of manufacture. Newer models have a higher value so repair costs are higher which may end up costing you more. Although newer models may have options included like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system that may help lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Frontier from available model years below.

Liability coverage - Liability insurance protects you from damages or injuries you inflict on other's property or people. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so purchase as large an amount as possible.

Auto collision coverage - This coverage pays for damage to your Nissan resulting from colliding with an object or car. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper Frontier insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage - This protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Med pay and PIP coverage provide coverage for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are often utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Nissan Frontier Insurance Rates?

Popular U.S. Cities for Nissan Frontier Insurance

  • Nashville, TN
  • Sacramento, CA
  • Detroit, MI
  • Colorado Springs, CO
  • Portland, OR
  • Phoenix, AZ
  • El Paso, TX
  • Long Beach, CA
  • Seattle, WA
  • Chicago, IL
  • Arlington, TX
  • Las Vegas, NV
  • Minneapolis, MN
  • Tucson, AZ
  • Fresno, CA