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Nissan Rogue Insurance Cost

You have many choices when shopping for car insurance for your Nissan vehicle. You can buy from an insurance agent or go online to compare rates from companies. Shopping for car insurance by quoting online can be fast and easy, in addition you may find lower rates.

If shopping for car insurance online is new to you, you may be confused by the hoards of online companies selling insurance. The are a couple different ways to get quotes from car insurance companies in your area. The easiest way to compare Rogue insurance rates consists of shopping online. This is very easy and can be done by comparing rates here.

Criteria which help determine car insurance premiums

Insurance premiums paid to insure a Nissan Rogue will vary greatly depending on several factors. A few of these criteria are:

  • NTSB crash rating for your vehicle
  • Raise your deductibles to save money
  • Being married can lower rates
  • Mature drivers pay less
  • Accidents raise premiums
  • Higher coverage limits cost more
  • Being a homeowner may earn a discount
  • Cost to replace your Rogue

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a much lower replacement value compared to new Nissan models so the costs to repair may result in lower rates. But more recent Nissan vehicles have more advanced features including lane departure warning system, anti-lock brakes, and adaptive headlights so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Rogue from the following list.

Liability coverages

This coverage will cover injuries or damage you cause to a person or their property by causing an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so buy as much as you can afford.

Collision coverages

Collision coverage will pay to fix damage to your Nissan from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive auto coverage

This pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply then your comprehensive coverage will pay. The maximum amount a car insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

UM/UIM Coverage

This coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for bills like ambulance fees, surgery, and doctor visits. They are often used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Nissan Rogue Insurance Rates?

Popular U.S. Cities for Nissan Rogue Insurance

  • Fresno, CA
  • Omaha, NE
  • Oklahoma City, OK
  • Detroit, MI
  • Nashville, TN
  • Chicago, IL
  • Tulsa, OK
  • Charlotte, NC
  • Virginia Beach, VA
  • Colorado Springs, CO
  • Minneapolis, MN
  • Kansas City, MO
  • San Jose, CA
  • Philadelphia, PA
  • Indianapolis, IN