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Nissan Versa Insurance Cost

You have many choices when shopping for car insurance for your Nissan vehicle. You can either contact an agent or go online to compare pricing from insurance carriers. Comparing auto insurance by getting online quotes can be fast and easy, in addition you can save money.

If you've never shopped for auto insurance online, you may be confused by the hoards of online companies offering insurance. Finding a lower price on Versa insurance can be relatively painless. You just need to take a little time getting comparison quotes provided by online insurance companies. This can be done by visiting this page.

Criteria which help determine car insurance premiums

Car insurance premiums paid to insure a Nissan Versa can be significantly different depending on several factors. A few of these criteria are:

  • Your vehicle's safety rating
  • Higher deductibles save money
  • Being married can lower rates
  • Your date of birth can impact your rates
  • Accidents raise premiums
  • What you do for a living
  • Policy lapses can result in a surcharge
  • Replacement cost of your vehicle

An additional factor that can impact Versa insurance cost is the year of the vehicle. A newer vehicle have a higher value than older models so the cost to replace them may end up costing you more. But newer vehicles may have safety features including adaptive headlights, blind-spot warning system, and a rollover prevention system that may help provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Versa from the following list.

Liability

This coverage can cover injuries or damage you cause to a person or their property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision insurance

This coverage covers damage to your Nissan from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive auto coverage

This will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage. The highest amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This coverage gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance

Coverage for medical payments and/or PIP pay for bills such as ambulance fees, surgery, and doctor visits. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage.

How Much are Nissan Versa Insurance Rates?

Popular U.S. Cities for Nissan Versa Insurance

  • San Diego, CA
  • Nashville, TN
  • Pittsburgh, PA
  • Indianapolis, IN
  • Dallas, TX
  • Tulsa, OK
  • Fresno, CA
  • San Francisco, CA
  • Sacramento, CA
  • Detroit, MI
  • Long Beach, CA
  • Colorado Springs, CO
  • Albuquerque, NM
  • Jacksonville, FL
  • Seattle, WA