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Subaru Impreza Insurance Rates

You have lots of choices when trying to insure your Subaru vehicle. You can buy direct from an agent or get quotes online to compare pricing from companies. Buying auto insurance by quoting online saves time, is easy to do and at the same time you can save money.

Shopping online for auto insurance is challenging if you are a beginner to online quotes. But don't be discouraged because it's actually quite easy. Finding cheaper coverage prices is a fairly straight forward process. You just have to take the time getting comparison quotes online from several insurance companies. This can be accomplished by visiting this page.

What factors determine your insurance rates?

Car insurance premiums on a Subaru Impreza can vary widely and are calculated by many factors. Taken into consideration are:

  • Traffic citations increase rates
  • A good credit score can lower rates
  • Men may pay slightly more for coverage
  • Higher deductibles save money
  • Your vehicle's safety rating
  • High performance increases premiums
  • Your vehicle use rating can impact rates
  • Optional coverages like vehicle replacement

An additional factor that helps determine Impreza insurance rates is the year of the vehicle. A newer vehicle cost more than older models so the costs to repair can inflate annual premiums. Although more recent Subaru vehicles may have safety features included like traction control, active head restraints, a backup camera, and an advanced theft deterrent system which can provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Impreza from available model years below.

Liability coverages

This will cover damages or injuries you inflict on people or other property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy higher limits if possible.

Collision coverage

Collision insurance will pay to fix damage to your Subaru resulting from a collision with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Impreza can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible in order to get cheaper Impreza insurance rates.

Comprehensive insurance

This coverage will pay to fix damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured or underinsured coverage

This gives you protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. PIP coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Subaru Impreza Insurance Rates?

Popular U.S. Cities for Subaru Impreza Insurance

  • Austin, TX
  • Phoenix, AZ
  • San Francisco, CA
  • San Antonio, TX
  • Sacramento, CA
  • Portland, OR
  • San Jose, CA
  • New York, NY
  • Wichita, KS
  • Albuquerque, NM
  • Fort Worth, TX
  • Kansas City, MO
  • Miami, FL
  • Milwaukee, WI
  • Chicago, IL