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Toyota Celica Insurance Cost

Buying auto insurance by getting online quotes can be fast and easy, in addition you might just save a little. The most important part is to compare rates from all providers in order to have the lowest rate quotes.

If you're new to shopping for auto insurance online, you may be confused by the hoards of online companies vying for your business. Cutting your Celica insurance rates can be relatively painless. You just need to take a couple of minutes to get quotes provided by online insurance companies. This can be accomplished by comparing rates here.

Criteria which help determine car insurance premiums

Auto insurance rates paid to insure a Toyota Celica will vary greatly depending on several factors. A few of these criteria are:

  • Your vehicle's safety rating
  • Higher deductibles save money
  • Being married may save money
  • Young drivers cost more
  • How many accidents you have had
  • What you do for a living
  • Policy lapses can result in a surcharge
  • Replacement cost of your vehicle

A final factor that helps determine Celica insurance cost is the model year. Newer models cost more in comparison to later models so the cost to replace them will push premiums up. But newer vehicles may have a trim level with safety features including adaptive headlights, blind-spot warning system, and a rollover prevention system so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability

This coverage can cover injuries or damage you cause to a person or their property in an accident. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision coverage protection

Collision insurance covers damage to your Toyota from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive coverage

This pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and the remainder of the damage will be paid by your Toyota Celica comprehensive insurance. The maximum amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage

This coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical costs insurance

Coverage for medical payments and/or PIP pay for bills (i.e. ambulance fees, surgery, and doctor visits). They are often used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Toyota Celica Insurance Rates?

Popular U.S. Cities for Toyota Celica Insurance

  • Albuquerque, NM
  • Charlotte, NC
  • Portland, OR
  • Los Angeles, CA
  • Milwaukee, WI
  • San Antonio, TX
  • Tulsa, OK
  • Oklahoma City, OK
  • Miami, FL
  • San Francisco, CA
  • Kansas City, MO
  • Las Vegas, NV
  • Dallas, TX
  • Houston, TX
  • Oakland, CA