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Toyota Prius Insurance Cost

Buying car insurance from online companies is simple to do and there is a good chance you may find lower rates. The critical component is to compare rates from all providers so you can get the lowest rate quotes.

Shopping online for car insurance can be a challenge if you have never used online rate quotes. But relax because we're going to show you how. The are a couple different ways to compare rate quotes and find the best price. The easiest way to find competitive Prius insurance rates is to get quotes online. This can be accomplished by completing this short form.

Insurance premiums paid to insure a Toyota Prius will vary greatly subject to many criteria. Some of these factors include:

  • The number of annual miles
  • Male drivers pay higher rates
  • A good credit score can save you money
  • Higher performance Prius vehicles cost more
  • Driving citations increase rates
  • Young drivers cost more
  • Higher deductibles save money
  • Having a spouse can save money

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Toyota models so the costs to repair can decrease annual premiums. Although new Toyota models have more advanced features included like active head restraints, adaptive headlights, a backup camera, and tire pressure monitors so those may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

Prius liability coverage provides protection from damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy as much as you can afford.

Collision coverage

Collision insurance pays to fix your vehicle from damage from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Prius insurance cost.

Comprehensive or Other Than Collision

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM Coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either have no liability insurance or not enough. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Toyota Prius Insurance Rates?

Popular U.S. Cities for Toyota Prius Insurance

  • Oakland, CA
  • Philadelphia, PA
  • Long Beach, CA
  • Houston, TX
  • San Diego, CA
  • San Francisco, CA
  • Seattle, WA
  • Minneapolis, MN
  • Jacksonville, FL
  • Tulsa, OK
  • Chicago, IL
  • Charlotte, NC
  • Oklahoma City, OK
  • Wichita, KS
  • Mesa, AZ