Vehicles > Toyota > Sienna

Toyota Sienna Insurance Cost

You have lots of choices when finding cheaper insurance coverage on your Toyota vehicle. You can either contact an agent or go online to compare insurance costs of many different companies. Buying auto insurance from online companies can be fast and easy and at the same time you can save money.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of online companies offering insurance. Getting lower Sienna insurance rates is actually quite simple. All you need to do is invest a little time getting comparison quotes provided by online insurance companies. This can be accomplished by getting a quick quote here.

Which factors influence your insurance rates?

Car insurance premiums paid to insure a Toyota Sienna can vary widely depending on several factors. Taken into consideration are:

  • Safety rating of your Sienna
  • Deductibles directly impact insurance rates
  • Being married can lower rates
  • Age is a factor in calculating rates
  • Accidents raise premiums
  • Your profession
  • No coverage lapses saves money
  • Value of your Sienna

An additional factor that helps determine Sienna insurance cost is the year of the vehicle. Models that are new cost more than older models so the cost to replace them can inflate annual premiums. On the flip side, newer models may have safety features like forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive which can help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Sienna from available model years below.

Liability coverage

This coverage protects you from damages or injuries you inflict on a person or their property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision coverage

Collision insurance pays for damage to your Toyota from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper Sienna insurance cost.

Comprehensive or Other Than Collision

This covers damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Protection from uninsured/underinsured drivers

This provides protection when other motorists do not carry enough liability coverage. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP

Med pay and PIP coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are Toyota Sienna Insurance Rates?

Popular U.S. Cities for Toyota Sienna Insurance

  • Jacksonville, FL
  • San Francisco, CA
  • Dallas, TX
  • Colorado Springs, CO
  • Atlanta, GA
  • Omaha, NE
  • Oklahoma City, OK
  • Fresno, CA
  • Virginia Beach, VA
  • New York, NY
  • Houston, TX
  • Oakland, CA
  • Denver, CO
  • Fort Worth, TX
  • Seattle, WA