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Volkswagen Beetle Insurance Rates

Comparing car insurance by quoting online is easy, in addition you can save money. The key is to compare rates from all companies so you can compare the best prices.

Beginners to comparing rates may think buying low-cost Beetle insurance is hard. There are several ways to get quotes from car insurance companies in your area. The best method to find the lowest Beetle insurance cost involves getting comparison quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine Volkswagen insurance rates

Car insurance premiums on a Volkswagen Beetle will vary greatly based upon several criteria. A few of these criteria are:

  • More performance equals higher cost
  • At-fault accidents increase rates
  • Home and auto can earn discounts
  • Use of your vehicle
  • Optional coverages like vehicle replacement
  • Your job may impact your rates
  • Higher coverage limits cost more
  • Owning a home can lower rates

An additional factor that can impact Beetle insurance rates is the year of the vehicle. Used vehicles have a much lower replacement value than newer models so the cost to replace them will push premiums down. But more recent Volkswagen vehicles may have safety features including blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverages - Liability insurance will cover injuries or damage you cause to people or other property. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as much as you can afford.

Auto collision coverage - This coverage will pay to fix damage to your Volkswagen resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Beetle can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverage - This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills such as ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Volkswagen Beetle Insurance Rates?

Popular U.S. Cities for Volkswagen Beetle Insurance

  • Minneapolis, MN
  • Kansas City, MO
  • Dallas, TX
  • Seattle, WA
  • Oakland, CA
  • Denver, CO
  • Boston, MA
  • Oklahoma City, OK
  • Indianapolis, IN
  • San Antonio, TX
  • Las Vegas, NV
  • Houston, TX
  • Phoenix, AZ
  • Cleveland, OH
  • Wichita, KS