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Volkswagen Passat Insurance Rates

Comparing auto insurance from online companies can be fast and easy, plus you can save money. The most important part is to compare rates from as many companies as possible so you can get the lowest prices.

If you've never shopped for auto insurance online, you may be overwhelmed by the hoards of online auto insurance companies and websites offering insurance. Finding a better price on auto insurance is actually quite simple. Drivers just need to spend a few minutes getting comparison quotes provided by online insurance companies. This can be done by completing this short form.

Rates are determined by these things

Car insurance premiums for your Volkswagen Passat will vary greatly depending on several factors. Including but not limited to:

  • Crash test rating for your Passat
  • Higher deductibles save money
  • Being married may save money
  • Your age
  • How many accidents you have had
  • Your job
  • Maintaining coverage lowers rates
  • The replacement cost of your Passat

An additional factor that can impact Passat insurance rates is the year of the vehicle. New vehicles have a higher value than older models so the cost to replace them will push premiums up. Conversely, new Volkswagen models may have safety features such as anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system so those may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - This coverage provides protection from damage or injury you incur to other's property or people. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so you should buy as much as you can afford.

Collision coverages - This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive auto insurance - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Medical payments and Personal Injury Protection insurance pay for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance plan or if you do not have health coverage. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Volkswagen Passat Insurance Rates?

Popular U.S. Cities for Volkswagen Passat Insurance

  • Kansas City, MO
  • Oklahoma City, OK
  • Fort Worth, TX
  • Philadelphia, PA
  • Indianapolis, IN
  • Raleigh, NC
  • Charlotte, NC
  • San Jose, CA
  • Louisville, KY
  • Seattle, WA
  • New York, NY
  • Wichita, KS
  • Cleveland, OH
  • San Francisco, CA
  • Denver, CO