View 1998 Buick Regal Insurance Quotes

Trying to find cheaper insurance rates for your Buick Regal? Searching for cheaper insurance for your Buick Regal could be difficult, but you can follow the following methods and make it easy. There is a right way and a wrong way to compare insurance rates so we’re going to tell you the proper way to quote coverages on a Buick and find the cheapest rates.

The method we recommend to get rate comparisons is to realize most larger insurance companies participate in online systems to provide you with a free rate quote. The one thing you need to do is provide a little information such as how much you drive, driver details, if a SR-22 is needed, and the make and model of your vehicles. Your information is automatically sent to multiple top-rated companies and they return rate quotes almost instantly.

To check rates for your Buick Regal now, click here and see if a lower rate is available.

Big names are not always cheapest

Consumers can’t ignore all the ads that claim the best rates by companies like State Farm, GEICO and Progressive. All the ads have a common claim that people will save after switching your policy.

How is it possible that every company can make the same claim?

Auto insurance companies have specific guidelines for the type of driver that earns them the highest profit. One example of this type of risk profile could possibly be a married female, insures multiple vehicles, and chooses high deductibles. A customer getting a price quote who fits those characteristics gets the lowest prices and as a result will probably save a lot if they switch.

Drivers who cannot meet the requirements will be charged a higher rate which usually ends up with the customer not buying. If you pay close attention to the ads, they say “customers that switch” not “all people who quote” can save as much as they claim. That’s why insurance companies can confidently lure you into getting a quote. This really drives home the point why you absolutely need to compare many company’s rates. You cannot predict which auto insurance company will have better prices than you’re paying now.

Affordable car insurance rates with discounts

Some insurance providers don’t necessarily list their entire list of discounts very clearly, so we break down some of the more common as well as some of the hidden ways to save on car insurance.

  • Good Student Discount – Getting good grades can earn a discount of 20% or more. Most companies allow this discount up until you turn 25.
  • Bundled Policy Discount – If you insure your home and vehicles and place coverage with the same company they may give you a discount of at least 10 to 15 percent or more.
  • Use Seat Belts – Drivers who always wear seat belts and also require passengers to use their safety belts can save up to 10 percent (depending on the company) off the medical payments premium.
  • ABS and Traction Control Discounts – Cars and trucks with ABS braking systems or traction control are much safer to drive so you can save 10 percent or more.
  • Early Renewal Discounts – Some companies give discounts for switching companies before your current expiration date. You can save around 10% with this discount.

A little note about advertised discounts, most of the big mark downs will not be given to your bottom line cost. A few only apply to the cost of specific coverages such as collision or personal injury protection. So even though you would think adding up those discounts means a free policy, it doesn’t quite work that way.

To see a list of insurance companies who offer car insurance discounts, follow this link.

Tailor your insurance coverage coverage to you

When buying proper insurance coverage, there is no best way to insure your cars. Each situation is unique.

Here are some questions about coverages that can aid in determining if you might need professional guidance.

  • What discounts do I qualify for?
  • What vehicles should carry emergency assistance coverage?
  • Should I carry comprehensive and collision coverage?
  • Do I have coverage when using my vehicle for my home business?
  • When can my company non-renew my policy?
  • When should my teen driver be added to my policy?
  • What if I don’t agree with a claim settlement offer?
  • Do I need replacement cost coverage?
  • Is a new car covered when I drive it off the dealer lot?
  • What is an SR-22 filing?

If it’s difficult to answer those questions then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form. It is quick, free and can help protect your family.

Car insurance 101

Having a good grasp of insurance helps when choosing appropriate coverage at the best deductibles and correct limits. Policy terminology can be impossible to understand and coverage can change by endorsement.

Coverage for liability

Liability insurance can cover damage or injury you incur to other people or property by causing an accident. This insurance protects YOU against claims from other people, and does not provide coverage for damage to your own property or vehicle.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. Your policy might show values of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability can pay for claims like court costs, legal defense fees, medical services, repair costs for stationary objects and medical expenses. How much liability coverage do you need? That is a personal decision, but consider buying higher limits if possible.

Coverage for medical expenses

Medical payments and Personal Injury Protection insurance provide coverage for bills for rehabilitation expenses, surgery and pain medications. They are used in conjunction with a health insurance plan or if there is no health insurance coverage. Coverage applies to both the driver and occupants and also covers being hit by a car walking across the street. Personal injury protection coverage is not an option in every state and may carry a deductible

Comprehensive insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like theft, rock chips in glass and falling objects. The maximum amount a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

This provides protection from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and damage to your Buick Regal.

Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for collisions

Collision insurance pays for damage to your Regal resulting from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for claims such as scraping a guard rail, colliding with another moving vehicle and sideswiping another vehicle. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from older vehicles. It’s also possible to choose a higher deductible to save money on collision insurance.

You can do this!

Consumers leave their current company for many reasons like high prices, not issuing a premium refund, an unsatisfactory settlement offer or even high rates after DUI convictions. Whatever your reason, finding the right car insurance provider can be easy and end up saving you some money.

You just learned many ways to reduce 1998 Buick Regal insurance auto insurance rates online. The most important thing to understand is the more rate comparisons you have, the better chance you’ll have of finding the cheapest auto insurance. Consumers could even find that the biggest savings come from a small local company.

When getting auto insurance quotes online, it’s a bad idea to sacrifice coverage to reduce premiums. There have been many cases where consumers will sacrifice uninsured motorist or liability limits only to discover later that the savings was not a smart move. Your focus should be to buy a smart amount of coverage at the best cost while still protecting your assets.

Additional information

Comments About 1998 Buick Regal Insurance

  1. Denisse Ayers

    I’m in the suburbs of Aurora, IL. I don’t recall every quote but I ended up saving about $20 each month. Was with AIG Insurance. I increased coverages a little too. I just carry liability insurance.

  2. Robby Bonner

    From west side of Anchorage, AK. Got free quotes online for a 1998 Buick Regal. Ended up at about $110 savings annually. Went with Allstate.

  3. Jule Bartlett

    Will State Farm give discounts for good grades?

  4. Arminda Brennan

    From west side of Huntington, WV. Quoted with Travelers, American Family, Hartford, and Safeco for my Buick and saved $62 a year. Moved home policy as well. Might find lower rates online.

  5. Ali Everett

    If you’re from Boise, Idaho get quotes from State Farm and Progressive and you might save.

  6. Lenna Pearson

    Hope my rates come down. From northwest of Baltimore, MD. I got free quotes from Allstate, Auto-Owners, Encompass, and Liberty Mutual for my Regal and I’m now saving $15 a month. A clean driving record helps. Can still barely afford it. Anyone else drop full coverage?

  7. Nettie Stewart

    I live in a small town just outside of Philadelphia, PA. Checked online prices for a 1998 Buick Regal. Ended up at about $100 savings annually. Went with State Farm. Even increased my liability limits. Just go online and compare their rates.