How Much Does 2017 Buick Encore Insurance Cost?

Sick and tired of not being able to scrape enough together to pay your insurance coverage bill each month? You are in the same boat as most other consumers.

Consumers have multiple auto insurance companies to purchase coverage from, and though it is a good thing to be able to choose, it can be more challenging to adequately compare rates.

Finding affordable coverage is quite easy. If you have car insurance now, you will most likely be able to lower your premiums substantially using this strategy. But consumers must comprehend how the larger insurance companies compete online because it can help you find the best coverage.

The quickest method to compare insurance rates in your area is to know all the major auto insurance companies participate in a system to give free rates quotes. All consumers are required to do is provide details such as if it has an anti-theft system, distance driven, the type of vehicles you drive, and your occupation. The data is instantly sent to all major companies and they provide comparison quotes instantly.

To check rates for your 2017 Buick Encore now, click here and see if a lower rate is available.

When in doubt talk to an agent

When it comes to buying coverage for your vehicles, there isn’t really a perfect coverage plan. Coverage needs to be tailored to your specific needs so your insurance should reflect that These are some specific questions may help you determine whether or not you might need an agent’s assistance.

  • Why do I need rental car insurance?
  • How high should my medical payments coverage be?
  • Does insurance cover damages from a DUI accident?
  • Do I need added coverage for expensive stereo equipment?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Will my insurance pay for OEM parts?

If it’s difficult to answer those questions but you know they apply to you then you might want to talk to a licensed agent. If you want to speak to an agent in your area, complete this form or you can also visit this page to select a carrier

Educate yourself about insurance coverages

Knowing the specifics of a insurance policy can help you determine which coverages you need and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy. Shown next are typical coverage types offered by insurance companies.

Medical expense insurance – Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses for things like funeral costs, rehabilitation expenses, pain medications, hospital visits and prosthetic devices. The coverages can be used in conjunction with a health insurance program or if you are not covered by health insurance. They cover both the driver and occupants and also covers any family member struck as a pedestrian. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage

Collision coverage – This covers damage to your Encore resulting from a collision with another vehicle or an object, but not an animal. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims such as scraping a guard rail, damaging your car on a curb and sideswiping another vehicle. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also increase the deductible to bring the cost down.

Protection from uninsured/underinsured drivers – This protects you and your vehicle’s occupants from other drivers when they either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants and damage to your Buick Encore.

Since many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Auto liability insurance – Liability insurance protects you from damages or injuries you inflict on a person or their property by causing an accident. This coverage protects you from claims by other people, and does not provide coverage for damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You might see limits of 100/300/100 which stand for $100,000 in coverage for each person’s injuries, $300,000 for the entire accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage protects against claims such as emergency aid, bail bonds, attorney fees and structural damage. How much liability should you purchase? That is a decision to put some thought into, but consider buying as much as you can afford.

Comprehensive (Other than Collision) – This coverage pays for damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive can pay for things such as damage from flooding, falling objects, vandalism and damage from getting keyed. The most a insurance company will pay at claim time is the cash value of the vehicle, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Comments About 2017 Buick Encore Insurance

  1. Vennie Herring

    I’m from Columbus, Georgia. I quoted with The General, AIG Insurance, MetLife, and a couple others for my 2017 Buick Encore and I’m now saving $20 a month. Insured with Allstate before. I’m a pretty good driver though.

  2. Tiera Hawkins

    For me, 21st Century was by far the cheapest in Rockford, IL.

  3. Rozanne Justice

    I chose to switch to GEICO from AAA. I live in Los Angeles, CA.

  4. Jesus Hancock

    I live just to the north of New Orleans, LA. Received rates from Amica, Nationwide, and a few others for my Encore and I’m now saving $62 a month.

  5. Art Blackburn

    What is Underinsured Motorist coverage?

  6. Magali Wilkinson

    Found cheapest coverage with Progressive for my Encore and am saving around $310 a year. I even had a DUI years ago. I just quoted rates online.

  7. Romana Santiago

    Not sure what I should be paying. I’m in the west part of Mesa, AZ. I don’t recall every quote but I ended up saving about $30 each month. Get lots of quotes to find the best rate.

  8. Nenita Calhoun

    I’m in the south part of New Haven, Connecticut. Got quotes from AIG Insurance, Mercury, and a few others for my Encore and I’m now saving $28 a month.

  9. Lisa Duran

    I went with GEICO at renewal. Best rates in Augusta, GA. BTW speeding tickets are not good. It never hurts to quote around.

  10. Dallas Parker

    Went with Sentry for my Buick and saved around $290 a year. Teenage drivers are expensive! I just quoted rates online.

  11. Broderick Solomon

    Cheap is not always the best policy. I live in Columbus, GA. Can’t remember who all I quoted but I ended up saving about $50 each month. Insured with Allstate before. I think they have home insurance too. Did it all online.

  12. Marilynn Morrison

    I got quite a few price quotes for a 2017 Buick Encore in Wichita, KS. Ended up at darn near $520 every six months with American Family. Thankfully I have a good driving record. Can still barely afford it.

  13. Shaunda Sargent

    IT’S ALL TOO EXPENSIVE! I’m in the east part of Nashville, TN. Received rates from Auto-Owners, Esurance, and Nationwide for my Buick and I’m now saving $21 a month. I increased coverages a little too.

  14. Vernita Horton

    If you have a good history and live near Birmingham, AL, check out Progressive. They seem to be cheaper. Was with The General. You can get a rate quote online.